LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,173
−HK$4,338/mo
▼ 0.25% · 3.875%
HK$71,325
−HK$2,186/mo
Today · 4.125%
HK$73,511
baseline
▲ 0.50% · 4.625%
HK$77,984
+HK$4,473/mo
Deposit HK$15.17M · loan HK$15.17M · min. income ≈ HK$147,022/mo (50% DSR)
Upfront cash ≈ HK$16.46M (deposit + AVD stamp duty HK$1,289,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,955
−HK$4,157/mo
▼ 0.25% · 3.875%
HK$79,019
−HK$2,093/mo
Today · 4.125%
HK$81,112
baseline
▲ 0.50% · 4.625%
HK$85,388
+HK$4,276/mo
Deposit HK$15.17M · loan HK$15.17M · min. income ≈ HK$162,224/mo (50% DSR)
Upfront cash ≈ HK$16.46M (deposit + AVD stamp duty HK$1,289,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,008
−HK$5,206/mo
▼ 0.25% · 3.875%
HK$85,590
−HK$2,624/mo
Today · 4.125%
HK$88,214
baseline
▲ 0.50% · 4.625%
HK$93,581
+HK$5,367/mo
Deposit HK$12.13M · loan HK$18.20M · min. income ≈ HK$176,428/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,289,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,346
−HK$4,989/mo
▼ 0.25% · 3.875%
HK$94,822
−HK$2,513/mo
Today · 4.125%
HK$97,335
baseline
▲ 0.50% · 4.625%
HK$102,466
+HK$5,131/mo
Deposit HK$12.13M · loan HK$18.20M · min. income ≈ HK$194,670/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,289,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,843
−HK$6,073/mo
▼ 0.25% · 3.875%
HK$99,855
−HK$3,061/mo
Today · 4.125%
HK$102,916
baseline
▲ 0.50% · 4.625%
HK$109,178
+HK$6,262/mo
Deposit HK$9.10M · loan HK$21.24M · min. income ≈ HK$205,832/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$1,289,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,737
−HK$5,820/mo
▼ 0.25% · 3.875%
HK$110,626
−HK$2,931/mo
Today · 4.125%
HK$113,557
baseline
▲ 0.50% · 4.625%
HK$119,543
+HK$5,986/mo
Deposit HK$9.10M · loan HK$21.24M · min. income ≈ HK$227,114/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$1,289,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,512
−HK$7,808/mo
▼ 0.25% · 3.875%
HK$128,385
−HK$3,935/mo
Today · 4.125%
HK$132,320
baseline
▲ 0.50% · 4.625%
HK$140,372
+HK$8,052/mo
Deposit HK$3.03M · loan HK$27.30M · min. income ≈ HK$264,640/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,289,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,519
−HK$7,483/mo
▼ 0.25% · 3.875%
HK$142,234
−HK$3,768/mo
Today · 4.125%
HK$146,002
baseline
▲ 0.50% · 4.625%
HK$153,698
+HK$7,696/mo
Deposit HK$3.03M · loan HK$27.30M · min. income ≈ HK$292,004/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,289,273 · Scale 2, in force from 26 Feb 2026)