LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,179
−HK$4,338/mo
▼ 0.25% · 3.875%
HK$71,331
−HK$2,186/mo
Today · 4.125%
HK$73,517
baseline
▲ 0.50% · 4.625%
HK$77,991
+HK$4,474/mo
Deposit HK$15.17M · loan HK$15.17M · min. income ≈ HK$147,034/mo (50% DSR)
Upfront cash ≈ HK$16.46M (deposit + AVD stamp duty HK$1,289,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,961
−HK$4,158/mo
▼ 0.25% · 3.875%
HK$79,025
−HK$2,094/mo
Today · 4.125%
HK$81,119
baseline
▲ 0.50% · 4.625%
HK$85,395
+HK$4,276/mo
Deposit HK$15.17M · loan HK$15.17M · min. income ≈ HK$162,238/mo (50% DSR)
Upfront cash ≈ HK$16.46M (deposit + AVD stamp duty HK$1,289,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,015
−HK$5,206/mo
▼ 0.25% · 3.875%
HK$85,597
−HK$2,624/mo
Today · 4.125%
HK$88,221
baseline
▲ 0.50% · 4.625%
HK$93,589
+HK$5,368/mo
Deposit HK$12.14M · loan HK$18.20M · min. income ≈ HK$176,442/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,289,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,353
−HK$4,990/mo
▼ 0.25% · 3.875%
HK$94,830
−HK$2,513/mo
Today · 4.125%
HK$97,343
baseline
▲ 0.50% · 4.625%
HK$102,474
+HK$5,131/mo
Deposit HK$12.14M · loan HK$18.20M · min. income ≈ HK$194,686/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,289,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,851
−HK$6,073/mo
▼ 0.25% · 3.875%
HK$99,863
−HK$3,061/mo
Today · 4.125%
HK$102,924
baseline
▲ 0.50% · 4.625%
HK$109,187
+HK$6,263/mo
Deposit HK$9.10M · loan HK$21.24M · min. income ≈ HK$205,848/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$1,289,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,746
−HK$5,821/mo
▼ 0.25% · 3.875%
HK$110,635
−HK$2,932/mo
Today · 4.125%
HK$113,567
baseline
▲ 0.50% · 4.625%
HK$119,553
+HK$5,986/mo
Deposit HK$9.10M · loan HK$21.24M · min. income ≈ HK$227,134/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$1,289,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,523
−HK$7,808/mo
▼ 0.25% · 3.875%
HK$128,396
−HK$3,935/mo
Today · 4.125%
HK$132,331
baseline
▲ 0.50% · 4.625%
HK$140,383
+HK$8,052/mo
Deposit HK$3.03M · loan HK$27.30M · min. income ≈ HK$264,662/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,289,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,530
−HK$7,484/mo
▼ 0.25% · 3.875%
HK$142,245
−HK$3,769/mo
Today · 4.125%
HK$146,014
baseline
▲ 0.50% · 4.625%
HK$153,711
+HK$7,697/mo
Deposit HK$3.03M · loan HK$27.30M · min. income ≈ HK$292,028/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,289,380 · Scale 2, in force from 26 Feb 2026)