LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,180
−HK$4,338/mo
▼ 0.25% · 3.875%
HK$71,332
−HK$2,186/mo
Today · 4.125%
HK$73,518
baseline
▲ 0.50% · 4.625%
HK$77,992
+HK$4,474/mo
Deposit HK$15.17M · loan HK$15.17M · min. income ≈ HK$147,036/mo (50% DSR)
Upfront cash ≈ HK$16.46M (deposit + AVD stamp duty HK$1,289,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,962
−HK$4,158/mo
▼ 0.25% · 3.875%
HK$79,026
−HK$2,094/mo
Today · 4.125%
HK$81,120
baseline
▲ 0.50% · 4.625%
HK$85,396
+HK$4,276/mo
Deposit HK$15.17M · loan HK$15.17M · min. income ≈ HK$162,240/mo (50% DSR)
Upfront cash ≈ HK$16.46M (deposit + AVD stamp duty HK$1,289,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,016
−HK$5,206/mo
▼ 0.25% · 3.875%
HK$85,598
−HK$2,624/mo
Today · 4.125%
HK$88,222
baseline
▲ 0.50% · 4.625%
HK$93,590
+HK$5,368/mo
Deposit HK$12.14M · loan HK$18.20M · min. income ≈ HK$176,444/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,289,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,354
−HK$4,990/mo
▼ 0.25% · 3.875%
HK$94,831
−HK$2,513/mo
Today · 4.125%
HK$97,344
baseline
▲ 0.50% · 4.625%
HK$102,475
+HK$5,131/mo
Deposit HK$12.14M · loan HK$18.20M · min. income ≈ HK$194,688/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,289,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,852
−HK$6,073/mo
▼ 0.25% · 3.875%
HK$99,865
−HK$3,060/mo
Today · 4.125%
HK$102,925
baseline
▲ 0.50% · 4.625%
HK$109,188
+HK$6,263/mo
Deposit HK$9.10M · loan HK$21.24M · min. income ≈ HK$205,850/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$1,289,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,747
−HK$5,821/mo
▼ 0.25% · 3.875%
HK$110,637
−HK$2,931/mo
Today · 4.125%
HK$113,568
baseline
▲ 0.50% · 4.625%
HK$119,554
+HK$5,986/mo
Deposit HK$9.10M · loan HK$21.24M · min. income ≈ HK$227,136/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$1,289,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,524
−HK$7,809/mo
▼ 0.25% · 3.875%
HK$128,397
−HK$3,936/mo
Today · 4.125%
HK$132,333
baseline
▲ 0.50% · 4.625%
HK$140,385
+HK$8,052/mo
Deposit HK$3.03M · loan HK$27.30M · min. income ≈ HK$264,666/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,289,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,532
−HK$7,484/mo
▼ 0.25% · 3.875%
HK$142,247
−HK$3,769/mo
Today · 4.125%
HK$146,016
baseline
▲ 0.50% · 4.625%
HK$153,713
+HK$7,697/mo
Deposit HK$3.03M · loan HK$27.30M · min. income ≈ HK$292,032/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,289,394 · Scale 2, in force from 26 Feb 2026)