LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,185
−HK$4,338/mo
▼ 0.25% · 3.875%
HK$71,337
−HK$2,186/mo
Today · 4.125%
HK$73,523
baseline
▲ 0.50% · 4.625%
HK$77,997
+HK$4,474/mo
Deposit HK$15.17M · loan HK$15.17M · min. income ≈ HK$147,046/mo (50% DSR)
Upfront cash ≈ HK$16.46M (deposit + AVD stamp duty HK$1,289,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,967
−HK$4,159/mo
▼ 0.25% · 3.875%
HK$79,032
−HK$2,094/mo
Today · 4.125%
HK$81,126
baseline
▲ 0.50% · 4.625%
HK$85,402
+HK$4,276/mo
Deposit HK$15.17M · loan HK$15.17M · min. income ≈ HK$162,252/mo (50% DSR)
Upfront cash ≈ HK$16.46M (deposit + AVD stamp duty HK$1,289,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,022
−HK$5,206/mo
▼ 0.25% · 3.875%
HK$85,604
−HK$2,624/mo
Today · 4.125%
HK$88,228
baseline
▲ 0.50% · 4.625%
HK$93,596
+HK$5,368/mo
Deposit HK$12.14M · loan HK$18.20M · min. income ≈ HK$176,456/mo (50% DSR)
Upfront cash ≈ HK$13.43M (deposit + AVD stamp duty HK$1,289,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,361
−HK$4,990/mo
▼ 0.25% · 3.875%
HK$94,838
−HK$2,513/mo
Today · 4.125%
HK$97,351
baseline
▲ 0.50% · 4.625%
HK$102,482
+HK$5,131/mo
Deposit HK$12.14M · loan HK$18.20M · min. income ≈ HK$194,702/mo (50% DSR)
Upfront cash ≈ HK$13.43M (deposit + AVD stamp duty HK$1,289,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,859
−HK$6,074/mo
▼ 0.25% · 3.875%
HK$99,872
−HK$3,061/mo
Today · 4.125%
HK$102,933
baseline
▲ 0.50% · 4.625%
HK$109,196
+HK$6,263/mo
Deposit HK$9.10M · loan HK$21.24M · min. income ≈ HK$205,866/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$1,289,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,754
−HK$5,822/mo
▼ 0.25% · 3.875%
HK$110,644
−HK$2,932/mo
Today · 4.125%
HK$113,576
baseline
▲ 0.50% · 4.625%
HK$119,563
+HK$5,987/mo
Deposit HK$9.10M · loan HK$21.24M · min. income ≈ HK$227,152/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$1,289,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,533
−HK$7,809/mo
▼ 0.25% · 3.875%
HK$128,406
−HK$3,936/mo
Today · 4.125%
HK$132,342
baseline
▲ 0.50% · 4.625%
HK$140,395
+HK$8,053/mo
Deposit HK$3.03M · loan HK$27.31M · min. income ≈ HK$264,684/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,289,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,541
−HK$7,485/mo
▼ 0.25% · 3.875%
HK$142,257
−HK$3,769/mo
Today · 4.125%
HK$146,026
baseline
▲ 0.50% · 4.625%
HK$153,723
+HK$7,697/mo
Deposit HK$3.03M · loan HK$27.31M · min. income ≈ HK$292,052/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,289,484 · Scale 2, in force from 26 Feb 2026)