LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,187
−HK$4,339/mo
▼ 0.25% · 3.875%
HK$71,340
−HK$2,186/mo
Today · 4.125%
HK$73,526
baseline
▲ 0.50% · 4.625%
HK$78,000
+HK$4,474/mo
Deposit HK$15.17M · loan HK$15.17M · min. income ≈ HK$147,052/mo (50% DSR)
Upfront cash ≈ HK$16.46M (deposit + AVD stamp duty HK$1,289,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,970
−HK$4,159/mo
▼ 0.25% · 3.875%
HK$79,035
−HK$2,094/mo
Today · 4.125%
HK$81,129
baseline
▲ 0.50% · 4.625%
HK$85,405
+HK$4,276/mo
Deposit HK$15.17M · loan HK$15.17M · min. income ≈ HK$162,258/mo (50% DSR)
Upfront cash ≈ HK$16.46M (deposit + AVD stamp duty HK$1,289,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,025
−HK$5,206/mo
▼ 0.25% · 3.875%
HK$85,608
−HK$2,623/mo
Today · 4.125%
HK$88,231
baseline
▲ 0.50% · 4.625%
HK$93,600
+HK$5,369/mo
Deposit HK$12.14M · loan HK$18.21M · min. income ≈ HK$176,462/mo (50% DSR)
Upfront cash ≈ HK$13.43M (deposit + AVD stamp duty HK$1,289,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,364
−HK$4,991/mo
▼ 0.25% · 3.875%
HK$94,842
−HK$2,513/mo
Today · 4.125%
HK$97,355
baseline
▲ 0.50% · 4.625%
HK$102,486
+HK$5,131/mo
Deposit HK$12.14M · loan HK$18.21M · min. income ≈ HK$194,710/mo (50% DSR)
Upfront cash ≈ HK$13.43M (deposit + AVD stamp duty HK$1,289,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,862
−HK$6,075/mo
▼ 0.25% · 3.875%
HK$99,875
−HK$3,062/mo
Today · 4.125%
HK$102,937
baseline
▲ 0.50% · 4.625%
HK$109,200
+HK$6,263/mo
Deposit HK$9.10M · loan HK$21.24M · min. income ≈ HK$205,874/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$1,289,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,759
−HK$5,821/mo
▼ 0.25% · 3.875%
HK$110,649
−HK$2,931/mo
Today · 4.125%
HK$113,580
baseline
▲ 0.50% · 4.625%
HK$119,567
+HK$5,987/mo
Deposit HK$9.10M · loan HK$21.24M · min. income ≈ HK$227,160/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$1,289,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,537
−HK$7,810/mo
▼ 0.25% · 3.875%
HK$128,411
−HK$3,936/mo
Today · 4.125%
HK$132,347
baseline
▲ 0.50% · 4.625%
HK$140,400
+HK$8,053/mo
Deposit HK$3.03M · loan HK$27.31M · min. income ≈ HK$264,694/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,289,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,547
−HK$7,485/mo
▼ 0.25% · 3.875%
HK$142,262
−HK$3,770/mo
Today · 4.125%
HK$146,032
baseline
▲ 0.50% · 4.625%
HK$153,729
+HK$7,697/mo
Deposit HK$3.03M · loan HK$27.31M · min. income ≈ HK$292,064/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,289,534 · Scale 2, in force from 26 Feb 2026)