LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,193
−HK$4,339/mo
▼ 0.25% · 3.875%
HK$71,345
−HK$2,187/mo
Today · 4.125%
HK$73,532
baseline
▲ 0.50% · 4.625%
HK$78,006
+HK$4,474/mo
Deposit HK$15.17M · loan HK$15.17M · min. income ≈ HK$147,064/mo (50% DSR)
Upfront cash ≈ HK$16.46M (deposit + AVD stamp duty HK$1,289,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,977
−HK$4,158/mo
▼ 0.25% · 3.875%
HK$79,041
−HK$2,094/mo
Today · 4.125%
HK$81,135
baseline
▲ 0.50% · 4.625%
HK$85,412
+HK$4,277/mo
Deposit HK$15.17M · loan HK$15.17M · min. income ≈ HK$162,270/mo (50% DSR)
Upfront cash ≈ HK$16.46M (deposit + AVD stamp duty HK$1,289,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,032
−HK$5,207/mo
▼ 0.25% · 3.875%
HK$85,614
−HK$2,625/mo
Today · 4.125%
HK$88,239
baseline
▲ 0.50% · 4.625%
HK$93,608
+HK$5,369/mo
Deposit HK$12.14M · loan HK$18.21M · min. income ≈ HK$176,478/mo (50% DSR)
Upfront cash ≈ HK$13.43M (deposit + AVD stamp duty HK$1,289,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,372
−HK$4,991/mo
▼ 0.25% · 3.875%
HK$94,849
−HK$2,514/mo
Today · 4.125%
HK$97,363
baseline
▲ 0.50% · 4.625%
HK$102,495
+HK$5,132/mo
Deposit HK$12.14M · loan HK$18.21M · min. income ≈ HK$194,726/mo (50% DSR)
Upfront cash ≈ HK$13.43M (deposit + AVD stamp duty HK$1,289,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,870
−HK$6,075/mo
▼ 0.25% · 3.875%
HK$99,884
−HK$3,061/mo
Today · 4.125%
HK$102,945
baseline
▲ 0.50% · 4.625%
HK$109,209
+HK$6,264/mo
Deposit HK$9.10M · loan HK$21.24M · min. income ≈ HK$205,890/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$1,289,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,767
−HK$5,823/mo
▼ 0.25% · 3.875%
HK$110,658
−HK$2,932/mo
Today · 4.125%
HK$113,590
baseline
▲ 0.50% · 4.625%
HK$119,577
+HK$5,987/mo
Deposit HK$9.10M · loan HK$21.24M · min. income ≈ HK$227,180/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$1,289,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,548
−HK$7,810/mo
▼ 0.25% · 3.875%
HK$128,422
−HK$3,936/mo
Today · 4.125%
HK$132,358
baseline
▲ 0.50% · 4.625%
HK$140,411
+HK$8,053/mo
Deposit HK$3.03M · loan HK$27.31M · min. income ≈ HK$264,716/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,289,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,558
−HK$7,486/mo
▼ 0.25% · 3.875%
HK$142,274
−HK$3,770/mo
Today · 4.125%
HK$146,044
baseline
▲ 0.50% · 4.625%
HK$153,742
+HK$7,698/mo
Deposit HK$3.03M · loan HK$27.31M · min. income ≈ HK$292,088/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,289,639 · Scale 2, in force from 26 Feb 2026)