LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,202
−HK$4,340/mo
▼ 0.25% · 3.875%
HK$71,355
−HK$2,187/mo
Today · 4.125%
HK$73,542
baseline
▲ 0.50% · 4.625%
HK$78,017
+HK$4,475/mo
Deposit HK$15.17M · loan HK$15.17M · min. income ≈ HK$147,084/mo (50% DSR)
Upfront cash ≈ HK$16.46M (deposit + AVD stamp duty HK$1,289,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,987
−HK$4,159/mo
▼ 0.25% · 3.875%
HK$79,052
−HK$2,094/mo
Today · 4.125%
HK$81,146
baseline
▲ 0.50% · 4.625%
HK$85,423
+HK$4,277/mo
Deposit HK$15.17M · loan HK$15.17M · min. income ≈ HK$162,292/mo (50% DSR)
Upfront cash ≈ HK$16.46M (deposit + AVD stamp duty HK$1,289,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,043
−HK$5,207/mo
▼ 0.25% · 3.875%
HK$85,626
−HK$2,624/mo
Today · 4.125%
HK$88,250
baseline
▲ 0.50% · 4.625%
HK$93,620
+HK$5,370/mo
Deposit HK$12.14M · loan HK$18.21M · min. income ≈ HK$176,500/mo (50% DSR)
Upfront cash ≈ HK$13.43M (deposit + AVD stamp duty HK$1,289,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,384
−HK$4,991/mo
▼ 0.25% · 3.875%
HK$94,862
−HK$2,513/mo
Today · 4.125%
HK$97,375
baseline
▲ 0.50% · 4.625%
HK$102,508
+HK$5,133/mo
Deposit HK$12.14M · loan HK$18.21M · min. income ≈ HK$194,750/mo (50% DSR)
Upfront cash ≈ HK$13.43M (deposit + AVD stamp duty HK$1,289,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,883
−HK$6,076/mo
▼ 0.25% · 3.875%
HK$99,897
−HK$3,062/mo
Today · 4.125%
HK$102,959
baseline
▲ 0.50% · 4.625%
HK$109,223
+HK$6,264/mo
Deposit HK$9.10M · loan HK$21.24M · min. income ≈ HK$205,918/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$1,289,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,781
−HK$5,824/mo
▼ 0.25% · 3.875%
HK$110,672
−HK$2,933/mo
Today · 4.125%
HK$113,605
baseline
▲ 0.50% · 4.625%
HK$119,593
+HK$5,988/mo
Deposit HK$9.10M · loan HK$21.24M · min. income ≈ HK$227,210/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$1,289,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,564
−HK$7,811/mo
▼ 0.25% · 3.875%
HK$128,439
−HK$3,936/mo
Today · 4.125%
HK$132,375
baseline
▲ 0.50% · 4.625%
HK$140,430
+HK$8,055/mo
Deposit HK$3.03M · loan HK$27.31M · min. income ≈ HK$264,750/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,289,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,576
−HK$7,487/mo
▼ 0.25% · 3.875%
HK$142,293
−HK$3,770/mo
Today · 4.125%
HK$146,063
baseline
▲ 0.50% · 4.625%
HK$153,762
+HK$7,699/mo
Deposit HK$3.03M · loan HK$27.31M · min. income ≈ HK$292,126/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,289,809 · Scale 2, in force from 26 Feb 2026)