LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,203
−HK$4,339/mo
▼ 0.25% · 3.875%
HK$71,355
−HK$2,187/mo
Today · 4.125%
HK$73,542
baseline
▲ 0.50% · 4.625%
HK$78,017
+HK$4,475/mo
Deposit HK$15.17M · loan HK$15.17M · min. income ≈ HK$147,084/mo (50% DSR)
Upfront cash ≈ HK$16.46M (deposit + AVD stamp duty HK$1,289,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,987
−HK$4,160/mo
▼ 0.25% · 3.875%
HK$79,052
−HK$2,095/mo
Today · 4.125%
HK$81,147
baseline
▲ 0.50% · 4.625%
HK$85,424
+HK$4,277/mo
Deposit HK$15.17M · loan HK$15.17M · min. income ≈ HK$162,294/mo (50% DSR)
Upfront cash ≈ HK$16.46M (deposit + AVD stamp duty HK$1,289,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,043
−HK$5,208/mo
▼ 0.25% · 3.875%
HK$85,626
−HK$2,625/mo
Today · 4.125%
HK$88,251
baseline
▲ 0.50% · 4.625%
HK$93,621
+HK$5,370/mo
Deposit HK$12.14M · loan HK$18.21M · min. income ≈ HK$176,502/mo (50% DSR)
Upfront cash ≈ HK$13.43M (deposit + AVD stamp duty HK$1,289,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,385
−HK$4,991/mo
▼ 0.25% · 3.875%
HK$94,863
−HK$2,513/mo
Today · 4.125%
HK$97,376
baseline
▲ 0.50% · 4.625%
HK$102,509
+HK$5,133/mo
Deposit HK$12.14M · loan HK$18.21M · min. income ≈ HK$194,752/mo (50% DSR)
Upfront cash ≈ HK$13.43M (deposit + AVD stamp duty HK$1,289,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,884
−HK$6,075/mo
▼ 0.25% · 3.875%
HK$99,897
−HK$3,062/mo
Today · 4.125%
HK$102,959
baseline
▲ 0.50% · 4.625%
HK$109,224
+HK$6,265/mo
Deposit HK$9.10M · loan HK$21.24M · min. income ≈ HK$205,918/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$1,289,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,782
−HK$5,823/mo
▼ 0.25% · 3.875%
HK$110,673
−HK$2,932/mo
Today · 4.125%
HK$113,605
baseline
▲ 0.50% · 4.625%
HK$119,594
+HK$5,989/mo
Deposit HK$9.10M · loan HK$21.24M · min. income ≈ HK$227,210/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$1,289,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,565
−HK$7,811/mo
▼ 0.25% · 3.875%
HK$128,440
−HK$3,936/mo
Today · 4.125%
HK$132,376
baseline
▲ 0.50% · 4.625%
HK$140,431
+HK$8,055/mo
Deposit HK$3.03M · loan HK$27.31M · min. income ≈ HK$264,752/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,289,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,577
−HK$7,487/mo
▼ 0.25% · 3.875%
HK$142,294
−HK$3,770/mo
Today · 4.125%
HK$146,064
baseline
▲ 0.50% · 4.625%
HK$153,763
+HK$7,699/mo
Deposit HK$3.03M · loan HK$27.31M · min. income ≈ HK$292,128/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,289,818 · Scale 2, in force from 26 Feb 2026)