LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,204
−HK$4,340/mo
▼ 0.25% · 3.875%
HK$71,357
−HK$2,187/mo
Today · 4.125%
HK$73,544
baseline
▲ 0.50% · 4.625%
HK$78,019
+HK$4,475/mo
Deposit HK$15.17M · loan HK$15.17M · min. income ≈ HK$147,088/mo (50% DSR)
Upfront cash ≈ HK$16.46M (deposit + AVD stamp duty HK$1,289,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,989
−HK$4,160/mo
▼ 0.25% · 3.875%
HK$79,054
−HK$2,095/mo
Today · 4.125%
HK$81,149
baseline
▲ 0.50% · 4.625%
HK$85,426
+HK$4,277/mo
Deposit HK$15.17M · loan HK$15.17M · min. income ≈ HK$162,298/mo (50% DSR)
Upfront cash ≈ HK$16.46M (deposit + AVD stamp duty HK$1,289,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,045
−HK$5,208/mo
▼ 0.25% · 3.875%
HK$85,628
−HK$2,625/mo
Today · 4.125%
HK$88,253
baseline
▲ 0.50% · 4.625%
HK$93,623
+HK$5,370/mo
Deposit HK$12.14M · loan HK$18.21M · min. income ≈ HK$176,506/mo (50% DSR)
Upfront cash ≈ HK$13.43M (deposit + AVD stamp duty HK$1,289,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,387
−HK$4,991/mo
▼ 0.25% · 3.875%
HK$94,865
−HK$2,513/mo
Today · 4.125%
HK$97,378
baseline
▲ 0.50% · 4.625%
HK$102,511
+HK$5,133/mo
Deposit HK$12.14M · loan HK$18.21M · min. income ≈ HK$194,756/mo (50% DSR)
Upfront cash ≈ HK$13.43M (deposit + AVD stamp duty HK$1,289,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,886
−HK$6,076/mo
▼ 0.25% · 3.875%
HK$99,900
−HK$3,062/mo
Today · 4.125%
HK$102,962
baseline
▲ 0.50% · 4.625%
HK$109,227
+HK$6,265/mo
Deposit HK$9.10M · loan HK$21.24M · min. income ≈ HK$205,924/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$1,289,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,785
−HK$5,823/mo
▼ 0.25% · 3.875%
HK$110,676
−HK$2,932/mo
Today · 4.125%
HK$113,608
baseline
▲ 0.50% · 4.625%
HK$119,596
+HK$5,988/mo
Deposit HK$9.10M · loan HK$21.24M · min. income ≈ HK$227,216/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$1,289,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,568
−HK$7,811/mo
▼ 0.25% · 3.875%
HK$128,443
−HK$3,936/mo
Today · 4.125%
HK$132,379
baseline
▲ 0.50% · 4.625%
HK$140,434
+HK$8,055/mo
Deposit HK$3.03M · loan HK$27.31M · min. income ≈ HK$264,758/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,289,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,580
−HK$7,488/mo
▼ 0.25% · 3.875%
HK$142,297
−HK$3,771/mo
Today · 4.125%
HK$146,068
baseline
▲ 0.50% · 4.625%
HK$153,767
+HK$7,699/mo
Deposit HK$3.03M · loan HK$27.31M · min. income ≈ HK$292,136/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,289,849 · Scale 2, in force from 26 Feb 2026)