LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,229
−HK$4,341/mo
▼ 0.25% · 3.875%
HK$71,382
−HK$2,188/mo
Today · 4.125%
HK$73,570
baseline
▲ 0.50% · 4.625%
HK$78,047
+HK$4,477/mo
Deposit HK$15.18M · loan HK$15.18M · min. income ≈ HK$147,140/mo (50% DSR)
Upfront cash ≈ HK$16.47M (deposit + AVD stamp duty HK$1,290,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,016
−HK$4,161/mo
▼ 0.25% · 3.875%
HK$79,082
−HK$2,095/mo
Today · 4.125%
HK$81,177
baseline
▲ 0.50% · 4.625%
HK$85,456
+HK$4,279/mo
Deposit HK$15.18M · loan HK$15.18M · min. income ≈ HK$162,354/mo (50% DSR)
Upfront cash ≈ HK$16.47M (deposit + AVD stamp duty HK$1,290,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,074
−HK$5,210/mo
▼ 0.25% · 3.875%
HK$85,659
−HK$2,625/mo
Today · 4.125%
HK$88,284
baseline
▲ 0.50% · 4.625%
HK$93,656
+HK$5,372/mo
Deposit HK$12.14M · loan HK$18.22M · min. income ≈ HK$176,568/mo (50% DSR)
Upfront cash ≈ HK$13.43M (deposit + AVD stamp duty HK$1,290,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,420
−HK$4,993/mo
▼ 0.25% · 3.875%
HK$94,898
−HK$2,515/mo
Today · 4.125%
HK$97,413
baseline
▲ 0.50% · 4.625%
HK$102,547
+HK$5,134/mo
Deposit HK$12.14M · loan HK$18.22M · min. income ≈ HK$194,826/mo (50% DSR)
Upfront cash ≈ HK$13.43M (deposit + AVD stamp duty HK$1,290,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,920
−HK$6,078/mo
▼ 0.25% · 3.875%
HK$99,935
−HK$3,063/mo
Today · 4.125%
HK$102,998
baseline
▲ 0.50% · 4.625%
HK$109,265
+HK$6,267/mo
Deposit HK$9.11M · loan HK$21.25M · min. income ≈ HK$205,996/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$1,290,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,823
−HK$5,825/mo
▼ 0.25% · 3.875%
HK$110,715
−HK$2,933/mo
Today · 4.125%
HK$113,648
baseline
▲ 0.50% · 4.625%
HK$119,639
+HK$5,991/mo
Deposit HK$9.11M · loan HK$21.25M · min. income ≈ HK$227,296/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$1,290,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,612
−HK$7,814/mo
▼ 0.25% · 3.875%
HK$128,488
−HK$3,938/mo
Today · 4.125%
HK$132,426
baseline
▲ 0.50% · 4.625%
HK$140,484
+HK$8,058/mo
Deposit HK$3.04M · loan HK$27.32M · min. income ≈ HK$264,852/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$1,290,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,629
−HK$7,490/mo
▼ 0.25% · 3.875%
HK$142,347
−HK$3,772/mo
Today · 4.125%
HK$146,119
baseline
▲ 0.50% · 4.625%
HK$153,821
+HK$7,702/mo
Deposit HK$3.04M · loan HK$27.32M · min. income ≈ HK$292,238/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$1,290,303 · Scale 2, in force from 26 Feb 2026)