LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,249
−HK$4,342/mo
▼ 0.25% · 3.875%
HK$71,403
−HK$2,188/mo
Today · 4.125%
HK$73,591
baseline
▲ 0.50% · 4.625%
HK$78,069
+HK$4,478/mo
Deposit HK$15.18M · loan HK$15.18M · min. income ≈ HK$147,182/mo (50% DSR)
Upfront cash ≈ HK$16.48M (deposit + AVD stamp duty HK$1,290,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,038
−HK$4,163/mo
▼ 0.25% · 3.875%
HK$79,105
−HK$2,096/mo
Today · 4.125%
HK$81,201
baseline
▲ 0.50% · 4.625%
HK$85,481
+HK$4,280/mo
Deposit HK$15.18M · loan HK$15.18M · min. income ≈ HK$162,402/mo (50% DSR)
Upfront cash ≈ HK$16.48M (deposit + AVD stamp duty HK$1,290,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,098
−HK$5,211/mo
▼ 0.25% · 3.875%
HK$85,683
−HK$2,626/mo
Today · 4.125%
HK$88,309
baseline
▲ 0.50% · 4.625%
HK$93,683
+HK$5,374/mo
Deposit HK$12.15M · loan HK$18.22M · min. income ≈ HK$176,618/mo (50% DSR)
Upfront cash ≈ HK$13.44M (deposit + AVD stamp duty HK$1,290,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,446
−HK$4,995/mo
▼ 0.25% · 3.875%
HK$94,926
−HK$2,515/mo
Today · 4.125%
HK$97,441
baseline
▲ 0.50% · 4.625%
HK$102,577
+HK$5,136/mo
Deposit HK$12.15M · loan HK$18.22M · min. income ≈ HK$194,882/mo (50% DSR)
Upfront cash ≈ HK$13.44M (deposit + AVD stamp duty HK$1,290,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,948
−HK$6,080/mo
▼ 0.25% · 3.875%
HK$99,964
−HK$3,064/mo
Today · 4.125%
HK$103,028
baseline
▲ 0.50% · 4.625%
HK$109,297
+HK$6,269/mo
Deposit HK$9.11M · loan HK$21.26M · min. income ≈ HK$206,056/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$1,290,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,854
−HK$5,827/mo
▼ 0.25% · 3.875%
HK$110,746
−HK$2,935/mo
Today · 4.125%
HK$113,681
baseline
▲ 0.50% · 4.625%
HK$119,673
+HK$5,992/mo
Deposit HK$9.11M · loan HK$21.26M · min. income ≈ HK$227,362/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$1,290,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,648
−HK$7,816/mo
▼ 0.25% · 3.875%
HK$128,525
−HK$3,939/mo
Today · 4.125%
HK$132,464
baseline
▲ 0.50% · 4.625%
HK$140,524
+HK$8,060/mo
Deposit HK$3.04M · loan HK$27.33M · min. income ≈ HK$264,928/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$1,290,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,669
−HK$7,492/mo
▼ 0.25% · 3.875%
HK$142,388
−HK$3,773/mo
Today · 4.125%
HK$146,161
baseline
▲ 0.50% · 4.625%
HK$153,865
+HK$7,704/mo
Deposit HK$3.04M · loan HK$27.33M · min. income ≈ HK$292,322/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$1,290,675 · Scale 2, in force from 26 Feb 2026)