LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,256
−HK$4,343/mo
▼ 0.25% · 3.875%
HK$71,410
−HK$2,189/mo
Today · 4.125%
HK$73,599
baseline
▲ 0.50% · 4.625%
HK$78,077
+HK$4,478/mo
Deposit HK$15.19M · loan HK$15.19M · min. income ≈ HK$147,198/mo (50% DSR)
Upfront cash ≈ HK$16.48M (deposit + AVD stamp duty HK$1,290,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,046
−HK$4,163/mo
▼ 0.25% · 3.875%
HK$79,113
−HK$2,096/mo
Today · 4.125%
HK$81,209
baseline
▲ 0.50% · 4.625%
HK$85,490
+HK$4,281/mo
Deposit HK$15.19M · loan HK$15.19M · min. income ≈ HK$162,418/mo (50% DSR)
Upfront cash ≈ HK$16.48M (deposit + AVD stamp duty HK$1,290,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,107
−HK$5,211/mo
▼ 0.25% · 3.875%
HK$85,692
−HK$2,626/mo
Today · 4.125%
HK$88,318
baseline
▲ 0.50% · 4.625%
HK$93,692
+HK$5,374/mo
Deposit HK$12.15M · loan HK$18.22M · min. income ≈ HK$176,636/mo (50% DSR)
Upfront cash ≈ HK$13.44M (deposit + AVD stamp duty HK$1,290,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,456
−HK$4,995/mo
▼ 0.25% · 3.875%
HK$94,935
−HK$2,516/mo
Today · 4.125%
HK$97,451
baseline
▲ 0.50% · 4.625%
HK$102,587
+HK$5,136/mo
Deposit HK$12.15M · loan HK$18.22M · min. income ≈ HK$194,902/mo (50% DSR)
Upfront cash ≈ HK$13.44M (deposit + AVD stamp duty HK$1,290,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,958
−HK$6,080/mo
▼ 0.25% · 3.875%
HK$99,974
−HK$3,064/mo
Today · 4.125%
HK$103,038
baseline
▲ 0.50% · 4.625%
HK$109,308
+HK$6,270/mo
Deposit HK$9.11M · loan HK$21.26M · min. income ≈ HK$206,076/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$1,290,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,865
−HK$5,828/mo
▼ 0.25% · 3.875%
HK$110,758
−HK$2,935/mo
Today · 4.125%
HK$113,693
baseline
▲ 0.50% · 4.625%
HK$119,685
+HK$5,992/mo
Deposit HK$9.11M · loan HK$21.26M · min. income ≈ HK$227,386/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$1,290,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,660
−HK$7,818/mo
▼ 0.25% · 3.875%
HK$128,538
−HK$3,940/mo
Today · 4.125%
HK$132,478
baseline
▲ 0.50% · 4.625%
HK$140,539
+HK$8,061/mo
Deposit HK$3.04M · loan HK$27.33M · min. income ≈ HK$264,956/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$1,290,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,683
−HK$7,493/mo
▼ 0.25% · 3.875%
HK$142,403
−HK$3,773/mo
Today · 4.125%
HK$146,176
baseline
▲ 0.50% · 4.625%
HK$153,881
+HK$7,705/mo
Deposit HK$3.04M · loan HK$27.33M · min. income ≈ HK$292,352/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$1,290,807 · Scale 2, in force from 26 Feb 2026)