LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,270
−HK$4,343/mo
▼ 0.25% · 3.875%
HK$71,424
−HK$2,189/mo
Today · 4.125%
HK$73,613
baseline
▲ 0.50% · 4.625%
HK$78,093
+HK$4,480/mo
Deposit HK$15.19M · loan HK$15.19M · min. income ≈ HK$147,226/mo (50% DSR)
Upfront cash ≈ HK$16.48M (deposit + AVD stamp duty HK$1,291,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,062
−HK$4,163/mo
▼ 0.25% · 3.875%
HK$79,128
−HK$2,097/mo
Today · 4.125%
HK$81,225
baseline
▲ 0.50% · 4.625%
HK$85,507
+HK$4,282/mo
Deposit HK$15.19M · loan HK$15.19M · min. income ≈ HK$162,450/mo (50% DSR)
Upfront cash ≈ HK$16.48M (deposit + AVD stamp duty HK$1,291,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,123
−HK$5,213/mo
▼ 0.25% · 3.875%
HK$85,709
−HK$2,627/mo
Today · 4.125%
HK$88,336
baseline
▲ 0.50% · 4.625%
HK$93,711
+HK$5,375/mo
Deposit HK$12.15M · loan HK$18.23M · min. income ≈ HK$176,672/mo (50% DSR)
Upfront cash ≈ HK$13.44M (deposit + AVD stamp duty HK$1,291,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,474
−HK$4,996/mo
▼ 0.25% · 3.875%
HK$94,954
−HK$2,516/mo
Today · 4.125%
HK$97,470
baseline
▲ 0.50% · 4.625%
HK$102,608
+HK$5,138/mo
Deposit HK$12.15M · loan HK$18.23M · min. income ≈ HK$194,940/mo (50% DSR)
Upfront cash ≈ HK$13.44M (deposit + AVD stamp duty HK$1,291,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,977
−HK$6,082/mo
▼ 0.25% · 3.875%
HK$99,994
−HK$3,065/mo
Today · 4.125%
HK$103,059
baseline
▲ 0.50% · 4.625%
HK$109,330
+HK$6,271/mo
Deposit HK$9.11M · loan HK$21.26M · min. income ≈ HK$206,118/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$1,291,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,886
−HK$5,829/mo
▼ 0.25% · 3.875%
HK$110,780
−HK$2,935/mo
Today · 4.125%
HK$113,715
baseline
▲ 0.50% · 4.625%
HK$119,709
+HK$5,994/mo
Deposit HK$9.11M · loan HK$21.26M · min. income ≈ HK$227,430/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$1,291,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,685
−HK$7,819/mo
▼ 0.25% · 3.875%
HK$128,564
−HK$3,940/mo
Today · 4.125%
HK$132,504
baseline
▲ 0.50% · 4.625%
HK$140,567
+HK$8,063/mo
Deposit HK$3.04M · loan HK$27.34M · min. income ≈ HK$265,008/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$1,291,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,711
−HK$7,494/mo
▼ 0.25% · 3.875%
HK$142,431
−HK$3,774/mo
Today · 4.125%
HK$146,205
baseline
▲ 0.50% · 4.625%
HK$153,912
+HK$7,707/mo
Deposit HK$3.04M · loan HK$27.34M · min. income ≈ HK$292,410/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$1,291,064 · Scale 2, in force from 26 Feb 2026)