LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,325
−HK$4,347/mo
▼ 0.25% · 3.875%
HK$71,482
−HK$2,190/mo
Today · 4.125%
HK$73,672
baseline
▲ 0.50% · 4.625%
HK$78,155
+HK$4,483/mo
Deposit HK$15.20M · loan HK$15.20M · min. income ≈ HK$147,344/mo (50% DSR)
Upfront cash ≈ HK$16.49M (deposit + AVD stamp duty HK$1,292,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,124
−HK$4,166/mo
▼ 0.25% · 3.875%
HK$79,192
−HK$2,098/mo
Today · 4.125%
HK$81,290
baseline
▲ 0.50% · 4.625%
HK$85,575
+HK$4,285/mo
Deposit HK$15.20M · loan HK$15.20M · min. income ≈ HK$162,580/mo (50% DSR)
Upfront cash ≈ HK$16.49M (deposit + AVD stamp duty HK$1,292,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,190
−HK$5,217/mo
▼ 0.25% · 3.875%
HK$85,778
−HK$2,629/mo
Today · 4.125%
HK$88,407
baseline
▲ 0.50% · 4.625%
HK$93,786
+HK$5,379/mo
Deposit HK$12.16M · loan HK$18.24M · min. income ≈ HK$176,814/mo (50% DSR)
Upfront cash ≈ HK$13.45M (deposit + AVD stamp duty HK$1,292,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,548
−HK$5,000/mo
▼ 0.25% · 3.875%
HK$95,030
−HK$2,518/mo
Today · 4.125%
HK$97,548
baseline
▲ 0.50% · 4.625%
HK$102,690
+HK$5,142/mo
Deposit HK$12.16M · loan HK$18.24M · min. income ≈ HK$195,096/mo (50% DSR)
Upfront cash ≈ HK$13.45M (deposit + AVD stamp duty HK$1,292,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,055
−HK$6,086/mo
▼ 0.25% · 3.875%
HK$100,074
−HK$3,067/mo
Today · 4.125%
HK$103,141
baseline
▲ 0.50% · 4.625%
HK$109,417
+HK$6,276/mo
Deposit HK$9.12M · loan HK$21.28M · min. income ≈ HK$206,282/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$1,292,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,973
−HK$5,833/mo
▼ 0.25% · 3.875%
HK$110,869
−HK$2,937/mo
Today · 4.125%
HK$113,806
baseline
▲ 0.50% · 4.625%
HK$119,805
+HK$5,999/mo
Deposit HK$9.12M · loan HK$21.28M · min. income ≈ HK$227,612/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$1,292,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,785
−HK$7,825/mo
▼ 0.25% · 3.875%
HK$128,667
−HK$3,943/mo
Today · 4.125%
HK$132,610
baseline
▲ 0.50% · 4.625%
HK$140,679
+HK$8,069/mo
Deposit HK$3.04M · loan HK$27.36M · min. income ≈ HK$265,220/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$1,292,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,822
−HK$7,500/mo
▼ 0.25% · 3.875%
HK$142,545
−HK$3,777/mo
Today · 4.125%
HK$146,322
baseline
▲ 0.50% · 4.625%
HK$154,035
+HK$7,713/mo
Deposit HK$3.04M · loan HK$27.36M · min. income ≈ HK$292,644/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$1,292,100 · Scale 2, in force from 26 Feb 2026)