LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,329
−HK$4,348/mo
▼ 0.25% · 3.875%
HK$71,486
−HK$2,191/mo
Today · 4.125%
HK$73,677
baseline
▲ 0.50% · 4.625%
HK$78,160
+HK$4,483/mo
Deposit HK$15.20M · loan HK$15.20M · min. income ≈ HK$147,354/mo (50% DSR)
Upfront cash ≈ HK$16.49M (deposit + AVD stamp duty HK$1,292,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,128
−HK$4,167/mo
▼ 0.25% · 3.875%
HK$79,197
−HK$2,098/mo
Today · 4.125%
HK$81,295
baseline
▲ 0.50% · 4.625%
HK$85,581
+HK$4,286/mo
Deposit HK$15.20M · loan HK$15.20M · min. income ≈ HK$162,590/mo (50% DSR)
Upfront cash ≈ HK$16.49M (deposit + AVD stamp duty HK$1,292,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,195
−HK$5,217/mo
▼ 0.25% · 3.875%
HK$85,783
−HK$2,629/mo
Today · 4.125%
HK$88,412
baseline
▲ 0.50% · 4.625%
HK$93,792
+HK$5,380/mo
Deposit HK$12.16M · loan HK$18.24M · min. income ≈ HK$176,824/mo (50% DSR)
Upfront cash ≈ HK$13.45M (deposit + AVD stamp duty HK$1,292,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,554
−HK$5,000/mo
▼ 0.25% · 3.875%
HK$95,036
−HK$2,518/mo
Today · 4.125%
HK$97,554
baseline
▲ 0.50% · 4.625%
HK$102,697
+HK$5,143/mo
Deposit HK$12.16M · loan HK$18.24M · min. income ≈ HK$195,108/mo (50% DSR)
Upfront cash ≈ HK$13.45M (deposit + AVD stamp duty HK$1,292,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,061
−HK$6,087/mo
▼ 0.25% · 3.875%
HK$100,080
−HK$3,068/mo
Today · 4.125%
HK$103,148
baseline
▲ 0.50% · 4.625%
HK$109,424
+HK$6,276/mo
Deposit HK$9.12M · loan HK$21.28M · min. income ≈ HK$206,296/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$1,292,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,980
−HK$5,834/mo
▼ 0.25% · 3.875%
HK$110,876
−HK$2,938/mo
Today · 4.125%
HK$113,814
baseline
▲ 0.50% · 4.625%
HK$119,813
+HK$5,999/mo
Deposit HK$9.12M · loan HK$21.28M · min. income ≈ HK$227,628/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$1,292,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,793
−HK$7,826/mo
▼ 0.25% · 3.875%
HK$128,675
−HK$3,944/mo
Today · 4.125%
HK$132,619
baseline
▲ 0.50% · 4.625%
HK$140,688
+HK$8,069/mo
Deposit HK$3.04M · loan HK$27.36M · min. income ≈ HK$265,238/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$1,292,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,831
−HK$7,501/mo
▼ 0.25% · 3.875%
HK$142,554
−HK$3,778/mo
Today · 4.125%
HK$146,332
baseline
▲ 0.50% · 4.625%
HK$154,045
+HK$7,713/mo
Deposit HK$3.04M · loan HK$27.36M · min. income ≈ HK$292,664/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$1,292,181 · Scale 2, in force from 26 Feb 2026)