LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,339
−HK$4,348/mo
▼ 0.25% · 3.875%
HK$71,496
−HK$2,191/mo
Today · 4.125%
HK$73,687
baseline
▲ 0.50% · 4.625%
HK$78,171
+HK$4,484/mo
Deposit HK$15.20M · loan HK$15.20M · min. income ≈ HK$147,374/mo (50% DSR)
Upfront cash ≈ HK$16.50M (deposit + AVD stamp duty HK$1,292,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,139
−HK$4,167/mo
▼ 0.25% · 3.875%
HK$79,208
−HK$2,098/mo
Today · 4.125%
HK$81,306
baseline
▲ 0.50% · 4.625%
HK$85,592
+HK$4,286/mo
Deposit HK$15.20M · loan HK$15.20M · min. income ≈ HK$162,612/mo (50% DSR)
Upfront cash ≈ HK$16.50M (deposit + AVD stamp duty HK$1,292,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,207
−HK$5,217/mo
▼ 0.25% · 3.875%
HK$85,795
−HK$2,629/mo
Today · 4.125%
HK$88,424
baseline
▲ 0.50% · 4.625%
HK$93,805
+HK$5,381/mo
Deposit HK$12.16M · loan HK$18.25M · min. income ≈ HK$176,848/mo (50% DSR)
Upfront cash ≈ HK$13.46M (deposit + AVD stamp duty HK$1,292,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,567
−HK$5,001/mo
▼ 0.25% · 3.875%
HK$95,049
−HK$2,519/mo
Today · 4.125%
HK$97,568
baseline
▲ 0.50% · 4.625%
HK$102,711
+HK$5,143/mo
Deposit HK$12.16M · loan HK$18.25M · min. income ≈ HK$195,136/mo (50% DSR)
Upfront cash ≈ HK$13.46M (deposit + AVD stamp duty HK$1,292,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,074
−HK$6,088/mo
▼ 0.25% · 3.875%
HK$100,094
−HK$3,068/mo
Today · 4.125%
HK$103,162
baseline
▲ 0.50% · 4.625%
HK$109,439
+HK$6,277/mo
Deposit HK$9.12M · loan HK$21.29M · min. income ≈ HK$206,324/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$1,292,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,994
−HK$5,835/mo
▼ 0.25% · 3.875%
HK$110,891
−HK$2,938/mo
Today · 4.125%
HK$113,829
baseline
▲ 0.50% · 4.625%
HK$119,829
+HK$6,000/mo
Deposit HK$9.12M · loan HK$21.29M · min. income ≈ HK$227,658/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$1,292,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,810
−HK$7,827/mo
▼ 0.25% · 3.875%
HK$128,692
−HK$3,945/mo
Today · 4.125%
HK$132,637
baseline
▲ 0.50% · 4.625%
HK$140,707
+HK$8,070/mo
Deposit HK$3.04M · loan HK$27.37M · min. income ≈ HK$265,274/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$1,292,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,850
−HK$7,501/mo
▼ 0.25% · 3.875%
HK$142,574
−HK$3,777/mo
Today · 4.125%
HK$146,351
baseline
▲ 0.50% · 4.625%
HK$154,066
+HK$7,715/mo
Deposit HK$3.04M · loan HK$27.37M · min. income ≈ HK$292,702/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$1,292,356 · Scale 2, in force from 26 Feb 2026)