LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,356
−HK$4,349/mo
▼ 0.25% · 3.875%
HK$71,513
−HK$2,192/mo
Today · 4.125%
HK$73,705
baseline
▲ 0.50% · 4.625%
HK$78,190
+HK$4,485/mo
Deposit HK$15.21M · loan HK$15.21M · min. income ≈ HK$147,410/mo (50% DSR)
Upfront cash ≈ HK$16.50M (deposit + AVD stamp duty HK$1,292,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,158
−HK$4,168/mo
▼ 0.25% · 3.875%
HK$79,227
−HK$2,099/mo
Today · 4.125%
HK$81,326
baseline
▲ 0.50% · 4.625%
HK$85,613
+HK$4,287/mo
Deposit HK$15.21M · loan HK$15.21M · min. income ≈ HK$162,652/mo (50% DSR)
Upfront cash ≈ HK$16.50M (deposit + AVD stamp duty HK$1,292,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,227
−HK$5,219/mo
▼ 0.25% · 3.875%
HK$85,816
−HK$2,630/mo
Today · 4.125%
HK$88,446
baseline
▲ 0.50% · 4.625%
HK$93,828
+HK$5,382/mo
Deposit HK$12.17M · loan HK$18.25M · min. income ≈ HK$176,892/mo (50% DSR)
Upfront cash ≈ HK$13.46M (deposit + AVD stamp duty HK$1,292,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,589
−HK$5,002/mo
▼ 0.25% · 3.875%
HK$95,072
−HK$2,519/mo
Today · 4.125%
HK$97,591
baseline
▲ 0.50% · 4.625%
HK$102,736
+HK$5,145/mo
Deposit HK$12.17M · loan HK$18.25M · min. income ≈ HK$195,182/mo (50% DSR)
Upfront cash ≈ HK$13.46M (deposit + AVD stamp duty HK$1,292,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,098
−HK$6,089/mo
▼ 0.25% · 3.875%
HK$100,118
−HK$3,069/mo
Today · 4.125%
HK$103,187
baseline
▲ 0.50% · 4.625%
HK$109,466
+HK$6,279/mo
Deposit HK$9.12M · loan HK$21.29M · min. income ≈ HK$206,374/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,292,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,021
−HK$5,836/mo
▼ 0.25% · 3.875%
HK$110,918
−HK$2,939/mo
Today · 4.125%
HK$113,857
baseline
▲ 0.50% · 4.625%
HK$119,858
+HK$6,001/mo
Deposit HK$9.12M · loan HK$21.29M · min. income ≈ HK$227,714/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,292,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,840
−HK$7,829/mo
▼ 0.25% · 3.875%
HK$128,724
−HK$3,945/mo
Today · 4.125%
HK$132,669
baseline
▲ 0.50% · 4.625%
HK$140,741
+HK$8,072/mo
Deposit HK$3.04M · loan HK$27.37M · min. income ≈ HK$265,338/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$1,292,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,884
−HK$7,503/mo
▼ 0.25% · 3.875%
HK$142,608
−HK$3,779/mo
Today · 4.125%
HK$146,387
baseline
▲ 0.50% · 4.625%
HK$154,103
+HK$7,716/mo
Deposit HK$3.04M · loan HK$27.37M · min. income ≈ HK$292,774/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$1,292,670 · Scale 2, in force from 26 Feb 2026)