LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,359
−HK$4,349/mo
▼ 0.25% · 3.875%
HK$71,516
−HK$2,192/mo
Today · 4.125%
HK$73,708
baseline
▲ 0.50% · 4.625%
HK$78,193
+HK$4,485/mo
Deposit HK$15.21M · loan HK$15.21M · min. income ≈ HK$147,416/mo (50% DSR)
Upfront cash ≈ HK$16.50M (deposit + AVD stamp duty HK$1,292,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,161
−HK$4,168/mo
▼ 0.25% · 3.875%
HK$79,230
−HK$2,099/mo
Today · 4.125%
HK$81,329
baseline
▲ 0.50% · 4.625%
HK$85,616
+HK$4,287/mo
Deposit HK$15.21M · loan HK$15.21M · min. income ≈ HK$162,658/mo (50% DSR)
Upfront cash ≈ HK$16.50M (deposit + AVD stamp duty HK$1,292,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,230
−HK$5,220/mo
▼ 0.25% · 3.875%
HK$85,819
−HK$2,631/mo
Today · 4.125%
HK$88,450
baseline
▲ 0.50% · 4.625%
HK$93,831
+HK$5,381/mo
Deposit HK$12.17M · loan HK$18.25M · min. income ≈ HK$176,900/mo (50% DSR)
Upfront cash ≈ HK$13.46M (deposit + AVD stamp duty HK$1,292,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,593
−HK$5,002/mo
▼ 0.25% · 3.875%
HK$95,076
−HK$2,519/mo
Today · 4.125%
HK$97,595
baseline
▲ 0.50% · 4.625%
HK$102,740
+HK$5,145/mo
Deposit HK$12.17M · loan HK$18.25M · min. income ≈ HK$195,190/mo (50% DSR)
Upfront cash ≈ HK$13.46M (deposit + AVD stamp duty HK$1,292,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,102
−HK$6,089/mo
▼ 0.25% · 3.875%
HK$100,122
−HK$3,069/mo
Today · 4.125%
HK$103,191
baseline
▲ 0.50% · 4.625%
HK$109,470
+HK$6,279/mo
Deposit HK$9.13M · loan HK$21.29M · min. income ≈ HK$206,382/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,292,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,025
−HK$5,836/mo
▼ 0.25% · 3.875%
HK$110,922
−HK$2,939/mo
Today · 4.125%
HK$113,861
baseline
▲ 0.50% · 4.625%
HK$119,863
+HK$6,002/mo
Deposit HK$9.13M · loan HK$21.29M · min. income ≈ HK$227,722/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,292,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,845
−HK$7,829/mo
▼ 0.25% · 3.875%
HK$128,729
−HK$3,945/mo
Today · 4.125%
HK$132,674
baseline
▲ 0.50% · 4.625%
HK$140,747
+HK$8,073/mo
Deposit HK$3.04M · loan HK$27.38M · min. income ≈ HK$265,348/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$1,292,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,889
−HK$7,504/mo
▼ 0.25% · 3.875%
HK$142,614
−HK$3,779/mo
Today · 4.125%
HK$146,393
baseline
▲ 0.50% · 4.625%
HK$154,110
+HK$7,717/mo
Deposit HK$3.04M · loan HK$27.38M · min. income ≈ HK$292,786/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$1,292,723 · Scale 2, in force from 26 Feb 2026)