LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,361
−HK$4,349/mo
▼ 0.25% · 3.875%
HK$71,518
−HK$2,192/mo
Today · 4.125%
HK$73,710
baseline
▲ 0.50% · 4.625%
HK$78,195
+HK$4,485/mo
Deposit HK$15.21M · loan HK$15.21M · min. income ≈ HK$147,420/mo (50% DSR)
Upfront cash ≈ HK$16.50M (deposit + AVD stamp duty HK$1,292,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,163
−HK$4,169/mo
▼ 0.25% · 3.875%
HK$79,233
−HK$2,099/mo
Today · 4.125%
HK$81,332
baseline
▲ 0.50% · 4.625%
HK$85,619
+HK$4,287/mo
Deposit HK$15.21M · loan HK$15.21M · min. income ≈ HK$162,664/mo (50% DSR)
Upfront cash ≈ HK$16.50M (deposit + AVD stamp duty HK$1,292,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,233
−HK$5,219/mo
▼ 0.25% · 3.875%
HK$85,822
−HK$2,630/mo
Today · 4.125%
HK$88,452
baseline
▲ 0.50% · 4.625%
HK$93,835
+HK$5,383/mo
Deposit HK$12.17M · loan HK$18.25M · min. income ≈ HK$176,904/mo (50% DSR)
Upfront cash ≈ HK$13.46M (deposit + AVD stamp duty HK$1,292,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,596
−HK$5,003/mo
▼ 0.25% · 3.875%
HK$95,079
−HK$2,520/mo
Today · 4.125%
HK$97,599
baseline
▲ 0.50% · 4.625%
HK$102,743
+HK$5,144/mo
Deposit HK$12.17M · loan HK$18.25M · min. income ≈ HK$195,198/mo (50% DSR)
Upfront cash ≈ HK$13.46M (deposit + AVD stamp duty HK$1,292,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,105
−HK$6,089/mo
▼ 0.25% · 3.875%
HK$100,126
−HK$3,068/mo
Today · 4.125%
HK$103,194
baseline
▲ 0.50% · 4.625%
HK$109,474
+HK$6,280/mo
Deposit HK$9.13M · loan HK$21.29M · min. income ≈ HK$206,388/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,292,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,028
−HK$5,837/mo
▼ 0.25% · 3.875%
HK$110,926
−HK$2,939/mo
Today · 4.125%
HK$113,865
baseline
▲ 0.50% · 4.625%
HK$119,867
+HK$6,002/mo
Deposit HK$9.13M · loan HK$21.29M · min. income ≈ HK$227,730/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,292,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,849
−HK$7,830/mo
▼ 0.25% · 3.875%
HK$128,733
−HK$3,946/mo
Today · 4.125%
HK$132,679
baseline
▲ 0.50% · 4.625%
HK$140,752
+HK$8,073/mo
Deposit HK$3.04M · loan HK$27.38M · min. income ≈ HK$265,358/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$1,292,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,894
−HK$7,504/mo
▼ 0.25% · 3.875%
HK$142,619
−HK$3,779/mo
Today · 4.125%
HK$146,398
baseline
▲ 0.50% · 4.625%
HK$154,115
+HK$7,717/mo
Deposit HK$3.04M · loan HK$27.38M · min. income ≈ HK$292,796/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$1,292,765 · Scale 2, in force from 26 Feb 2026)