LTV · monthly repayment
▼ 0.50% · 3.625%
HK$693,677
−HK$43,500/mo
▼ 0.25% · 3.875%
HK$715,255
−HK$21,922/mo
Today · 4.125%
HK$737,177
baseline
▲ 0.50% · 4.625%
HK$782,033
+HK$44,856/mo
Deposit HK$152.11M · loan HK$152.11M · min. income ≈ HK$1,474,354/mo (50% DSR)
Upfront cash ≈ HK$171.88M (deposit + AVD stamp duty HK$19,773,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$771,709
−HK$41,693/mo
▼ 0.25% · 3.875%
HK$792,406
−HK$20,996/mo
Today · 4.125%
HK$813,402
baseline
▲ 0.50% · 4.625%
HK$856,278
+HK$42,876/mo
Deposit HK$152.11M · loan HK$152.11M · min. income ≈ HK$1,626,804/mo (50% DSR)
Upfront cash ≈ HK$171.88M (deposit + AVD stamp duty HK$19,773,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$832,413
−HK$52,199/mo
▼ 0.25% · 3.875%
HK$858,306
−HK$26,306/mo
Today · 4.125%
HK$884,612
baseline
▲ 0.50% · 4.625%
HK$938,439
+HK$53,827/mo
Deposit HK$121.68M · loan HK$182.53M · min. income ≈ HK$1,769,224/mo (50% DSR)
Upfront cash ≈ HK$141.46M (deposit + AVD stamp duty HK$19,773,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$926,051
−HK$50,032/mo
▼ 0.25% · 3.875%
HK$950,887
−HK$25,196/mo
Today · 4.125%
HK$976,083
baseline
▲ 0.50% · 4.625%
HK$1,027,533
+HK$51,450/mo
Deposit HK$121.68M · loan HK$182.53M · min. income ≈ HK$1,952,166/mo (50% DSR)
Upfront cash ≈ HK$141.46M (deposit + AVD stamp duty HK$19,773,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$971,148
−HK$60,900/mo
▼ 0.25% · 3.875%
HK$1,001,357
−HK$30,691/mo
Today · 4.125%
HK$1,032,048
baseline
▲ 0.50% · 4.625%
HK$1,094,846
+HK$62,798/mo
Deposit HK$91.26M · loan HK$212.95M · min. income ≈ HK$2,064,096/mo (50% DSR)
Upfront cash ≈ HK$111.04M (deposit + AVD stamp duty HK$19,773,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,080,393
−HK$58,370/mo
▼ 0.25% · 3.875%
HK$1,109,368
−HK$29,395/mo
Today · 4.125%
HK$1,138,763
baseline
▲ 0.50% · 4.625%
HK$1,198,789
+HK$60,026/mo
Deposit HK$91.26M · loan HK$212.95M · min. income ≈ HK$2,277,526/mo (50% DSR)
Upfront cash ≈ HK$111.04M (deposit + AVD stamp duty HK$19,773,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,248,619
−HK$78,300/mo
▼ 0.25% · 3.875%
HK$1,287,458
−HK$39,461/mo
Today · 4.125%
HK$1,326,919
baseline
▲ 0.50% · 4.625%
HK$1,407,659
+HK$80,740/mo
Deposit HK$30.42M · loan HK$273.79M · min. income ≈ HK$2,653,838/mo (50% DSR)
Upfront cash ≈ HK$50.19M (deposit + AVD stamp duty HK$19,773,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,389,076
−HK$75,048/mo
▼ 0.25% · 3.875%
HK$1,426,331
−HK$37,793/mo
Today · 4.125%
HK$1,464,124
baseline
▲ 0.50% · 4.625%
HK$1,541,300
+HK$77,176/mo
Deposit HK$30.42M · loan HK$273.79M · min. income ≈ HK$2,928,248/mo (50% DSR)
Upfront cash ≈ HK$50.19M (deposit + AVD stamp duty HK$19,773,666 · Scale 2, in force from 26 Feb 2026)