LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,380
−HK$4,351/mo
▼ 0.25% · 3.875%
HK$71,538
−HK$2,193/mo
Today · 4.125%
HK$73,731
baseline
▲ 0.50% · 4.625%
HK$78,217
+HK$4,486/mo
Deposit HK$15.21M · loan HK$15.21M · min. income ≈ HK$147,462/mo (50% DSR)
Upfront cash ≈ HK$16.51M (deposit + AVD stamp duty HK$1,293,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,184
−HK$4,170/mo
▼ 0.25% · 3.875%
HK$79,254
−HK$2,100/mo
Today · 4.125%
HK$81,354
baseline
▲ 0.50% · 4.625%
HK$85,643
+HK$4,289/mo
Deposit HK$15.21M · loan HK$15.21M · min. income ≈ HK$162,708/mo (50% DSR)
Upfront cash ≈ HK$16.51M (deposit + AVD stamp duty HK$1,293,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,256
−HK$5,221/mo
▼ 0.25% · 3.875%
HK$85,846
−HK$2,631/mo
Today · 4.125%
HK$88,477
baseline
▲ 0.50% · 4.625%
HK$93,860
+HK$5,383/mo
Deposit HK$12.17M · loan HK$18.26M · min. income ≈ HK$176,954/mo (50% DSR)
Upfront cash ≈ HK$13.46M (deposit + AVD stamp duty HK$1,293,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,621
−HK$5,004/mo
▼ 0.25% · 3.875%
HK$95,105
−HK$2,520/mo
Today · 4.125%
HK$97,625
baseline
▲ 0.50% · 4.625%
HK$102,771
+HK$5,146/mo
Deposit HK$12.17M · loan HK$18.26M · min. income ≈ HK$195,250/mo (50% DSR)
Upfront cash ≈ HK$13.46M (deposit + AVD stamp duty HK$1,293,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,132
−HK$6,091/mo
▼ 0.25% · 3.875%
HK$100,153
−HK$3,070/mo
Today · 4.125%
HK$103,223
baseline
▲ 0.50% · 4.625%
HK$109,504
+HK$6,281/mo
Deposit HK$9.13M · loan HK$21.30M · min. income ≈ HK$206,446/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,293,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,058
−HK$5,838/mo
▼ 0.25% · 3.875%
HK$110,956
−HK$2,940/mo
Today · 4.125%
HK$113,896
baseline
▲ 0.50% · 4.625%
HK$119,900
+HK$6,004/mo
Deposit HK$9.13M · loan HK$21.30M · min. income ≈ HK$227,792/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,293,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,884
−HK$7,831/mo
▼ 0.25% · 3.875%
HK$128,768
−HK$3,947/mo
Today · 4.125%
HK$132,715
baseline
▲ 0.50% · 4.625%
HK$140,790
+HK$8,075/mo
Deposit HK$3.04M · loan HK$27.38M · min. income ≈ HK$265,430/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,293,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,932
−HK$7,506/mo
▼ 0.25% · 3.875%
HK$142,658
−HK$3,780/mo
Today · 4.125%
HK$146,438
baseline
▲ 0.50% · 4.625%
HK$154,157
+HK$7,719/mo
Deposit HK$3.04M · loan HK$27.38M · min. income ≈ HK$292,876/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,293,120 · Scale 2, in force from 26 Feb 2026)