LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,382
−HK$4,351/mo
▼ 0.25% · 3.875%
HK$71,540
−HK$2,193/mo
Today · 4.125%
HK$73,733
baseline
▲ 0.50% · 4.625%
HK$78,220
+HK$4,487/mo
Deposit HK$15.21M · loan HK$15.21M · min. income ≈ HK$147,466/mo (50% DSR)
Upfront cash ≈ HK$16.51M (deposit + AVD stamp duty HK$1,293,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,187
−HK$4,170/mo
▼ 0.25% · 3.875%
HK$79,257
−HK$2,100/mo
Today · 4.125%
HK$81,357
baseline
▲ 0.50% · 4.625%
HK$85,646
+HK$4,289/mo
Deposit HK$15.21M · loan HK$15.21M · min. income ≈ HK$162,714/mo (50% DSR)
Upfront cash ≈ HK$16.51M (deposit + AVD stamp duty HK$1,293,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,259
−HK$5,221/mo
▼ 0.25% · 3.875%
HK$85,849
−HK$2,631/mo
Today · 4.125%
HK$88,480
baseline
▲ 0.50% · 4.625%
HK$93,864
+HK$5,384/mo
Deposit HK$12.17M · loan HK$18.26M · min. income ≈ HK$176,960/mo (50% DSR)
Upfront cash ≈ HK$13.46M (deposit + AVD stamp duty HK$1,293,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,624
−HK$5,005/mo
▼ 0.25% · 3.875%
HK$95,109
−HK$2,520/mo
Today · 4.125%
HK$97,629
baseline
▲ 0.50% · 4.625%
HK$102,775
+HK$5,146/mo
Deposit HK$12.17M · loan HK$18.26M · min. income ≈ HK$195,258/mo (50% DSR)
Upfront cash ≈ HK$13.46M (deposit + AVD stamp duty HK$1,293,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,135
−HK$6,091/mo
▼ 0.25% · 3.875%
HK$100,157
−HK$3,069/mo
Today · 4.125%
HK$103,226
baseline
▲ 0.50% · 4.625%
HK$109,507
+HK$6,281/mo
Deposit HK$9.13M · loan HK$21.30M · min. income ≈ HK$206,452/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,293,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,062
−HK$5,838/mo
▼ 0.25% · 3.875%
HK$110,960
−HK$2,940/mo
Today · 4.125%
HK$113,900
baseline
▲ 0.50% · 4.625%
HK$119,904
+HK$6,004/mo
Deposit HK$9.13M · loan HK$21.30M · min. income ≈ HK$227,800/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,293,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,888
−HK$7,832/mo
▼ 0.25% · 3.875%
HK$128,773
−HK$3,947/mo
Today · 4.125%
HK$132,720
baseline
▲ 0.50% · 4.625%
HK$140,795
+HK$8,075/mo
Deposit HK$3.04M · loan HK$27.38M · min. income ≈ HK$265,440/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,293,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,937
−HK$7,506/mo
▼ 0.25% · 3.875%
HK$142,663
−HK$3,780/mo
Today · 4.125%
HK$146,443
baseline
▲ 0.50% · 4.625%
HK$154,162
+HK$7,719/mo
Deposit HK$3.04M · loan HK$27.38M · min. income ≈ HK$292,886/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,293,164 · Scale 2, in force from 26 Feb 2026)