LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,384
−HK$4,351/mo
▼ 0.25% · 3.875%
HK$71,542
−HK$2,193/mo
Today · 4.125%
HK$73,735
baseline
▲ 0.50% · 4.625%
HK$78,221
+HK$4,486/mo
Deposit HK$15.21M · loan HK$15.21M · min. income ≈ HK$147,470/mo (50% DSR)
Upfront cash ≈ HK$16.51M (deposit + AVD stamp duty HK$1,293,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,189
−HK$4,170/mo
▼ 0.25% · 3.875%
HK$79,259
−HK$2,100/mo
Today · 4.125%
HK$81,359
baseline
▲ 0.50% · 4.625%
HK$85,647
+HK$4,288/mo
Deposit HK$15.21M · loan HK$15.21M · min. income ≈ HK$162,718/mo (50% DSR)
Upfront cash ≈ HK$16.51M (deposit + AVD stamp duty HK$1,293,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,260
−HK$5,221/mo
▼ 0.25% · 3.875%
HK$85,850
−HK$2,631/mo
Today · 4.125%
HK$88,481
baseline
▲ 0.50% · 4.625%
HK$93,865
+HK$5,384/mo
Deposit HK$12.17M · loan HK$18.26M · min. income ≈ HK$176,962/mo (50% DSR)
Upfront cash ≈ HK$13.46M (deposit + AVD stamp duty HK$1,293,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,626
−HK$5,005/mo
▼ 0.25% · 3.875%
HK$95,110
−HK$2,521/mo
Today · 4.125%
HK$97,631
baseline
▲ 0.50% · 4.625%
HK$102,777
+HK$5,146/mo
Deposit HK$12.17M · loan HK$18.26M · min. income ≈ HK$195,262/mo (50% DSR)
Upfront cash ≈ HK$13.46M (deposit + AVD stamp duty HK$1,293,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,137
−HK$6,091/mo
▼ 0.25% · 3.875%
HK$100,159
−HK$3,069/mo
Today · 4.125%
HK$103,228
baseline
▲ 0.50% · 4.625%
HK$109,510
+HK$6,282/mo
Deposit HK$9.13M · loan HK$21.30M · min. income ≈ HK$206,456/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,293,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,064
−HK$5,838/mo
▼ 0.25% · 3.875%
HK$110,962
−HK$2,940/mo
Today · 4.125%
HK$113,902
baseline
▲ 0.50% · 4.625%
HK$119,906
+HK$6,004/mo
Deposit HK$9.13M · loan HK$21.30M · min. income ≈ HK$227,804/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,293,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,890
−HK$7,832/mo
▼ 0.25% · 3.875%
HK$128,775
−HK$3,947/mo
Today · 4.125%
HK$132,722
baseline
▲ 0.50% · 4.625%
HK$140,798
+HK$8,076/mo
Deposit HK$3.04M · loan HK$27.39M · min. income ≈ HK$265,444/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,293,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,939
−HK$7,507/mo
▼ 0.25% · 3.875%
HK$142,666
−HK$3,780/mo
Today · 4.125%
HK$146,446
baseline
▲ 0.50% · 4.625%
HK$154,165
+HK$7,719/mo
Deposit HK$3.04M · loan HK$27.39M · min. income ≈ HK$292,892/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,293,189 · Scale 2, in force from 26 Feb 2026)