LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,386
−HK$4,351/mo
▼ 0.25% · 3.875%
HK$71,544
−HK$2,193/mo
Today · 4.125%
HK$73,737
baseline
▲ 0.50% · 4.625%
HK$78,223
+HK$4,486/mo
Deposit HK$15.21M · loan HK$15.21M · min. income ≈ HK$147,474/mo (50% DSR)
Upfront cash ≈ HK$16.51M (deposit + AVD stamp duty HK$1,293,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,191
−HK$4,170/mo
▼ 0.25% · 3.875%
HK$79,261
−HK$2,100/mo
Today · 4.125%
HK$81,361
baseline
▲ 0.50% · 4.625%
HK$85,650
+HK$4,289/mo
Deposit HK$15.21M · loan HK$15.21M · min. income ≈ HK$162,722/mo (50% DSR)
Upfront cash ≈ HK$16.51M (deposit + AVD stamp duty HK$1,293,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,263
−HK$5,221/mo
▼ 0.25% · 3.875%
HK$85,853
−HK$2,631/mo
Today · 4.125%
HK$88,484
baseline
▲ 0.50% · 4.625%
HK$93,868
+HK$5,384/mo
Deposit HK$12.17M · loan HK$18.26M · min. income ≈ HK$176,968/mo (50% DSR)
Upfront cash ≈ HK$13.46M (deposit + AVD stamp duty HK$1,293,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,629
−HK$5,004/mo
▼ 0.25% · 3.875%
HK$95,113
−HK$2,520/mo
Today · 4.125%
HK$97,633
baseline
▲ 0.50% · 4.625%
HK$102,780
+HK$5,147/mo
Deposit HK$12.17M · loan HK$18.26M · min. income ≈ HK$195,266/mo (50% DSR)
Upfront cash ≈ HK$13.46M (deposit + AVD stamp duty HK$1,293,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,140
−HK$6,091/mo
▼ 0.25% · 3.875%
HK$100,161
−HK$3,070/mo
Today · 4.125%
HK$103,231
baseline
▲ 0.50% · 4.625%
HK$109,513
+HK$6,282/mo
Deposit HK$9.13M · loan HK$21.30M · min. income ≈ HK$206,462/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,293,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,067
−HK$5,838/mo
▼ 0.25% · 3.875%
HK$110,965
−HK$2,940/mo
Today · 4.125%
HK$113,905
baseline
▲ 0.50% · 4.625%
HK$119,910
+HK$6,005/mo
Deposit HK$9.13M · loan HK$21.30M · min. income ≈ HK$227,810/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,293,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,894
−HK$7,832/mo
▼ 0.25% · 3.875%
HK$128,779
−HK$3,947/mo
Today · 4.125%
HK$132,726
baseline
▲ 0.50% · 4.625%
HK$140,802
+HK$8,076/mo
Deposit HK$3.04M · loan HK$27.39M · min. income ≈ HK$265,452/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,293,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,943
−HK$7,507/mo
▼ 0.25% · 3.875%
HK$142,670
−HK$3,780/mo
Today · 4.125%
HK$146,450
baseline
▲ 0.50% · 4.625%
HK$154,169
+HK$7,719/mo
Deposit HK$3.04M · loan HK$27.39M · min. income ≈ HK$292,900/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,293,225 · Scale 2, in force from 26 Feb 2026)