LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,388
−HK$4,352/mo
▼ 0.25% · 3.875%
HK$71,547
−HK$2,193/mo
Today · 4.125%
HK$73,740
baseline
▲ 0.50% · 4.625%
HK$78,226
+HK$4,486/mo
Deposit HK$15.22M · loan HK$15.22M · min. income ≈ HK$147,480/mo (50% DSR)
Upfront cash ≈ HK$16.51M (deposit + AVD stamp duty HK$1,293,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,194
−HK$4,170/mo
▼ 0.25% · 3.875%
HK$79,264
−HK$2,100/mo
Today · 4.125%
HK$81,364
baseline
▲ 0.50% · 4.625%
HK$85,653
+HK$4,289/mo
Deposit HK$15.22M · loan HK$15.22M · min. income ≈ HK$162,728/mo (50% DSR)
Upfront cash ≈ HK$16.51M (deposit + AVD stamp duty HK$1,293,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,266
−HK$5,222/mo
▼ 0.25% · 3.875%
HK$85,856
−HK$2,632/mo
Today · 4.125%
HK$88,488
baseline
▲ 0.50% · 4.625%
HK$93,872
+HK$5,384/mo
Deposit HK$12.17M · loan HK$18.26M · min. income ≈ HK$176,976/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,293,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,633
−HK$5,004/mo
▼ 0.25% · 3.875%
HK$95,117
−HK$2,520/mo
Today · 4.125%
HK$97,637
baseline
▲ 0.50% · 4.625%
HK$102,784
+HK$5,147/mo
Deposit HK$12.17M · loan HK$18.26M · min. income ≈ HK$195,274/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,293,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,144
−HK$6,091/mo
▼ 0.25% · 3.875%
HK$100,165
−HK$3,070/mo
Today · 4.125%
HK$103,235
baseline
▲ 0.50% · 4.625%
HK$109,517
+HK$6,282/mo
Deposit HK$9.13M · loan HK$21.30M · min. income ≈ HK$206,470/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,293,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,071
−HK$5,839/mo
▼ 0.25% · 3.875%
HK$110,970
−HK$2,940/mo
Today · 4.125%
HK$113,910
baseline
▲ 0.50% · 4.625%
HK$119,914
+HK$6,004/mo
Deposit HK$9.13M · loan HK$21.30M · min. income ≈ HK$227,820/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,293,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,899
−HK$7,832/mo
▼ 0.25% · 3.875%
HK$128,784
−HK$3,947/mo
Today · 4.125%
HK$132,731
baseline
▲ 0.50% · 4.625%
HK$140,808
+HK$8,077/mo
Deposit HK$3.04M · loan HK$27.39M · min. income ≈ HK$265,462/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,293,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,949
−HK$7,507/mo
▼ 0.25% · 3.875%
HK$142,675
−HK$3,781/mo
Today · 4.125%
HK$146,456
baseline
▲ 0.50% · 4.625%
HK$154,176
+HK$7,720/mo
Deposit HK$3.04M · loan HK$27.39M · min. income ≈ HK$292,912/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,293,278 · Scale 2, in force from 26 Feb 2026)