LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,390
−HK$4,351/mo
▼ 0.25% · 3.875%
HK$71,548
−HK$2,193/mo
Today · 4.125%
HK$73,741
baseline
▲ 0.50% · 4.625%
HK$78,228
+HK$4,487/mo
Deposit HK$15.22M · loan HK$15.22M · min. income ≈ HK$147,482/mo (50% DSR)
Upfront cash ≈ HK$16.51M (deposit + AVD stamp duty HK$1,293,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,195
−HK$4,171/mo
▼ 0.25% · 3.875%
HK$79,266
−HK$2,100/mo
Today · 4.125%
HK$81,366
baseline
▲ 0.50% · 4.625%
HK$85,655
+HK$4,289/mo
Deposit HK$15.22M · loan HK$15.22M · min. income ≈ HK$162,732/mo (50% DSR)
Upfront cash ≈ HK$16.51M (deposit + AVD stamp duty HK$1,293,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,268
−HK$5,221/mo
▼ 0.25% · 3.875%
HK$85,858
−HK$2,631/mo
Today · 4.125%
HK$88,489
baseline
▲ 0.50% · 4.625%
HK$93,874
+HK$5,385/mo
Deposit HK$12.17M · loan HK$18.26M · min. income ≈ HK$176,978/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,293,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,634
−HK$5,005/mo
▼ 0.25% · 3.875%
HK$95,119
−HK$2,520/mo
Today · 4.125%
HK$97,639
baseline
▲ 0.50% · 4.625%
HK$102,786
+HK$5,147/mo
Deposit HK$12.17M · loan HK$18.26M · min. income ≈ HK$195,278/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,293,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,145
−HK$6,092/mo
▼ 0.25% · 3.875%
HK$100,167
−HK$3,070/mo
Today · 4.125%
HK$103,237
baseline
▲ 0.50% · 4.625%
HK$109,519
+HK$6,282/mo
Deposit HK$9.13M · loan HK$21.30M · min. income ≈ HK$206,474/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,293,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,073
−HK$5,839/mo
▼ 0.25% · 3.875%
HK$110,972
−HK$2,940/mo
Today · 4.125%
HK$113,912
baseline
▲ 0.50% · 4.625%
HK$119,917
+HK$6,005/mo
Deposit HK$9.13M · loan HK$21.30M · min. income ≈ HK$227,824/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,293,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,901
−HK$7,833/mo
▼ 0.25% · 3.875%
HK$128,786
−HK$3,948/mo
Today · 4.125%
HK$132,734
baseline
▲ 0.50% · 4.625%
HK$140,810
+HK$8,076/mo
Deposit HK$3.04M · loan HK$27.39M · min. income ≈ HK$265,468/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,293,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,952
−HK$7,507/mo
▼ 0.25% · 3.875%
HK$142,678
−HK$3,781/mo
Today · 4.125%
HK$146,459
baseline
▲ 0.50% · 4.625%
HK$154,179
+HK$7,720/mo
Deposit HK$3.04M · loan HK$27.39M · min. income ≈ HK$292,918/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,293,302 · Scale 2, in force from 26 Feb 2026)