LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,393
−HK$4,352/mo
▼ 0.25% · 3.875%
HK$71,552
−HK$2,193/mo
Today · 4.125%
HK$73,745
baseline
▲ 0.50% · 4.625%
HK$78,232
+HK$4,487/mo
Deposit HK$15.22M · loan HK$15.22M · min. income ≈ HK$147,490/mo (50% DSR)
Upfront cash ≈ HK$16.51M (deposit + AVD stamp duty HK$1,293,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,199
−HK$4,171/mo
▼ 0.25% · 3.875%
HK$79,270
−HK$2,100/mo
Today · 4.125%
HK$81,370
baseline
▲ 0.50% · 4.625%
HK$85,659
+HK$4,289/mo
Deposit HK$15.22M · loan HK$15.22M · min. income ≈ HK$162,740/mo (50% DSR)
Upfront cash ≈ HK$16.51M (deposit + AVD stamp duty HK$1,293,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,272
−HK$5,222/mo
▼ 0.25% · 3.875%
HK$85,862
−HK$2,632/mo
Today · 4.125%
HK$88,494
baseline
▲ 0.50% · 4.625%
HK$93,879
+HK$5,385/mo
Deposit HK$12.17M · loan HK$18.26M · min. income ≈ HK$176,988/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,293,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,639
−HK$5,005/mo
▼ 0.25% · 3.875%
HK$95,124
−HK$2,520/mo
Today · 4.125%
HK$97,644
baseline
▲ 0.50% · 4.625%
HK$102,791
+HK$5,147/mo
Deposit HK$12.17M · loan HK$18.26M · min. income ≈ HK$195,288/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,293,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,151
−HK$6,092/mo
▼ 0.25% · 3.875%
HK$100,173
−HK$3,070/mo
Today · 4.125%
HK$103,243
baseline
▲ 0.50% · 4.625%
HK$109,525
+HK$6,282/mo
Deposit HK$9.13M · loan HK$21.30M · min. income ≈ HK$206,486/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,293,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,079
−HK$5,839/mo
▼ 0.25% · 3.875%
HK$110,978
−HK$2,940/mo
Today · 4.125%
HK$113,918
baseline
▲ 0.50% · 4.625%
HK$119,923
+HK$6,005/mo
Deposit HK$9.13M · loan HK$21.30M · min. income ≈ HK$227,836/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,293,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,908
−HK$7,833/mo
▼ 0.25% · 3.875%
HK$128,794
−HK$3,947/mo
Today · 4.125%
HK$132,741
baseline
▲ 0.50% · 4.625%
HK$140,818
+HK$8,077/mo
Deposit HK$3.04M · loan HK$27.39M · min. income ≈ HK$265,482/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,293,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,959
−HK$7,508/mo
▼ 0.25% · 3.875%
HK$142,686
−HK$3,781/mo
Today · 4.125%
HK$146,467
baseline
▲ 0.50% · 4.625%
HK$154,187
+HK$7,720/mo
Deposit HK$3.04M · loan HK$27.39M · min. income ≈ HK$292,934/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,293,373 · Scale 2, in force from 26 Feb 2026)