LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,397
−HK$4,351/mo
▼ 0.25% · 3.875%
HK$71,555
−HK$2,193/mo
Today · 4.125%
HK$73,748
baseline
▲ 0.50% · 4.625%
HK$78,236
+HK$4,488/mo
Deposit HK$15.22M · loan HK$15.22M · min. income ≈ HK$147,496/mo (50% DSR)
Upfront cash ≈ HK$16.51M (deposit + AVD stamp duty HK$1,293,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,203
−HK$4,171/mo
▼ 0.25% · 3.875%
HK$79,274
−HK$2,100/mo
Today · 4.125%
HK$81,374
baseline
▲ 0.50% · 4.625%
HK$85,663
+HK$4,289/mo
Deposit HK$15.22M · loan HK$15.22M · min. income ≈ HK$162,748/mo (50% DSR)
Upfront cash ≈ HK$16.51M (deposit + AVD stamp duty HK$1,293,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,276
−HK$5,222/mo
▼ 0.25% · 3.875%
HK$85,866
−HK$2,632/mo
Today · 4.125%
HK$88,498
baseline
▲ 0.50% · 4.625%
HK$93,883
+HK$5,385/mo
Deposit HK$12.17M · loan HK$18.26M · min. income ≈ HK$176,996/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,293,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,644
−HK$5,005/mo
▼ 0.25% · 3.875%
HK$95,128
−HK$2,521/mo
Today · 4.125%
HK$97,649
baseline
▲ 0.50% · 4.625%
HK$102,796
+HK$5,147/mo
Deposit HK$12.17M · loan HK$18.26M · min. income ≈ HK$195,298/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,293,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,155
−HK$6,093/mo
▼ 0.25% · 3.875%
HK$100,177
−HK$3,071/mo
Today · 4.125%
HK$103,248
baseline
▲ 0.50% · 4.625%
HK$109,530
+HK$6,282/mo
Deposit HK$9.13M · loan HK$21.30M · min. income ≈ HK$206,496/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,293,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,084
−HK$5,840/mo
▼ 0.25% · 3.875%
HK$110,983
−HK$2,941/mo
Today · 4.125%
HK$113,924
baseline
▲ 0.50% · 4.625%
HK$119,929
+HK$6,005/mo
Deposit HK$9.13M · loan HK$21.30M · min. income ≈ HK$227,848/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,293,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,914
−HK$7,833/mo
▼ 0.25% · 3.875%
HK$128,800
−HK$3,947/mo
Today · 4.125%
HK$132,747
baseline
▲ 0.50% · 4.625%
HK$140,825
+HK$8,078/mo
Deposit HK$3.04M · loan HK$27.39M · min. income ≈ HK$265,494/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,293,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,966
−HK$7,507/mo
▼ 0.25% · 3.875%
HK$142,693
−HK$3,780/mo
Today · 4.125%
HK$146,473
baseline
▲ 0.50% · 4.625%
HK$154,194
+HK$7,721/mo
Deposit HK$3.04M · loan HK$27.39M · min. income ≈ HK$292,946/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,293,433 · Scale 2, in force from 26 Feb 2026)