LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,399
−HK$4,352/mo
▼ 0.25% · 3.875%
HK$71,558
−HK$2,193/mo
Today · 4.125%
HK$73,751
baseline
▲ 0.50% · 4.625%
HK$78,239
+HK$4,488/mo
Deposit HK$15.22M · loan HK$15.22M · min. income ≈ HK$147,502/mo (50% DSR)
Upfront cash ≈ HK$16.51M (deposit + AVD stamp duty HK$1,293,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,206
−HK$4,171/mo
▼ 0.25% · 3.875%
HK$79,276
−HK$2,101/mo
Today · 4.125%
HK$81,377
baseline
▲ 0.50% · 4.625%
HK$85,666
+HK$4,289/mo
Deposit HK$15.22M · loan HK$15.22M · min. income ≈ HK$162,754/mo (50% DSR)
Upfront cash ≈ HK$16.51M (deposit + AVD stamp duty HK$1,293,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,279
−HK$5,222/mo
▼ 0.25% · 3.875%
HK$85,869
−HK$2,632/mo
Today · 4.125%
HK$88,501
baseline
▲ 0.50% · 4.625%
HK$93,886
+HK$5,385/mo
Deposit HK$12.17M · loan HK$18.26M · min. income ≈ HK$177,002/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,293,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,647
−HK$5,005/mo
▼ 0.25% · 3.875%
HK$95,132
−HK$2,520/mo
Today · 4.125%
HK$97,652
baseline
▲ 0.50% · 4.625%
HK$102,800
+HK$5,148/mo
Deposit HK$12.17M · loan HK$18.26M · min. income ≈ HK$195,304/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,293,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,159
−HK$6,092/mo
▼ 0.25% · 3.875%
HK$100,181
−HK$3,070/mo
Today · 4.125%
HK$103,251
baseline
▲ 0.50% · 4.625%
HK$109,534
+HK$6,283/mo
Deposit HK$9.13M · loan HK$21.30M · min. income ≈ HK$206,502/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,293,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,088
−HK$5,840/mo
▼ 0.25% · 3.875%
HK$110,987
−HK$2,941/mo
Today · 4.125%
HK$113,928
baseline
▲ 0.50% · 4.625%
HK$119,933
+HK$6,005/mo
Deposit HK$9.13M · loan HK$21.30M · min. income ≈ HK$227,856/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,293,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,918
−HK$7,834/mo
▼ 0.25% · 3.875%
HK$128,804
−HK$3,948/mo
Today · 4.125%
HK$132,752
baseline
▲ 0.50% · 4.625%
HK$140,829
+HK$8,077/mo
Deposit HK$3.04M · loan HK$27.39M · min. income ≈ HK$265,504/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,293,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,970
−HK$7,509/mo
▼ 0.25% · 3.875%
HK$142,698
−HK$3,781/mo
Today · 4.125%
HK$146,479
baseline
▲ 0.50% · 4.625%
HK$154,200
+HK$7,721/mo
Deposit HK$3.04M · loan HK$27.39M · min. income ≈ HK$292,958/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,293,478 · Scale 2, in force from 26 Feb 2026)