LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,401
−HK$4,352/mo
▼ 0.25% · 3.875%
HK$71,560
−HK$2,193/mo
Today · 4.125%
HK$73,753
baseline
▲ 0.50% · 4.625%
HK$78,241
+HK$4,488/mo
Deposit HK$15.22M · loan HK$15.22M · min. income ≈ HK$147,506/mo (50% DSR)
Upfront cash ≈ HK$16.51M (deposit + AVD stamp duty HK$1,293,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,208
−HK$4,171/mo
▼ 0.25% · 3.875%
HK$79,279
−HK$2,100/mo
Today · 4.125%
HK$81,379
baseline
▲ 0.50% · 4.625%
HK$85,669
+HK$4,290/mo
Deposit HK$15.22M · loan HK$15.22M · min. income ≈ HK$162,758/mo (50% DSR)
Upfront cash ≈ HK$16.51M (deposit + AVD stamp duty HK$1,293,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,281
−HK$5,223/mo
▼ 0.25% · 3.875%
HK$85,872
−HK$2,632/mo
Today · 4.125%
HK$88,504
baseline
▲ 0.50% · 4.625%
HK$93,889
+HK$5,385/mo
Deposit HK$12.17M · loan HK$18.26M · min. income ≈ HK$177,008/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,293,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,649
−HK$5,006/mo
▼ 0.25% · 3.875%
HK$95,134
−HK$2,521/mo
Today · 4.125%
HK$97,655
baseline
▲ 0.50% · 4.625%
HK$102,802
+HK$5,147/mo
Deposit HK$12.17M · loan HK$18.26M · min. income ≈ HK$195,310/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,293,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,161
−HK$6,093/mo
▼ 0.25% · 3.875%
HK$100,184
−HK$3,070/mo
Today · 4.125%
HK$103,254
baseline
▲ 0.50% · 4.625%
HK$109,537
+HK$6,283/mo
Deposit HK$9.13M · loan HK$21.30M · min. income ≈ HK$206,508/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,293,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,091
−HK$5,840/mo
▼ 0.25% · 3.875%
HK$110,990
−HK$2,941/mo
Today · 4.125%
HK$113,931
baseline
▲ 0.50% · 4.625%
HK$119,936
+HK$6,005/mo
Deposit HK$9.13M · loan HK$21.30M · min. income ≈ HK$227,862/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,293,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,922
−HK$7,833/mo
▼ 0.25% · 3.875%
HK$128,807
−HK$3,948/mo
Today · 4.125%
HK$132,755
baseline
▲ 0.50% · 4.625%
HK$140,833
+HK$8,078/mo
Deposit HK$3.04M · loan HK$27.39M · min. income ≈ HK$265,510/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,293,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,974
−HK$7,508/mo
▼ 0.25% · 3.875%
HK$142,701
−HK$3,781/mo
Today · 4.125%
HK$146,482
baseline
▲ 0.50% · 4.625%
HK$154,204
+HK$7,722/mo
Deposit HK$3.04M · loan HK$27.39M · min. income ≈ HK$292,964/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,293,513 · Scale 2, in force from 26 Feb 2026)