LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,404
−HK$4,353/mo
▼ 0.25% · 3.875%
HK$71,563
−HK$2,194/mo
Today · 4.125%
HK$73,757
baseline
▲ 0.50% · 4.625%
HK$78,245
+HK$4,488/mo
Deposit HK$15.22M · loan HK$15.22M · min. income ≈ HK$147,514/mo (50% DSR)
Upfront cash ≈ HK$16.51M (deposit + AVD stamp duty HK$1,293,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,212
−HK$4,171/mo
▼ 0.25% · 3.875%
HK$79,283
−HK$2,100/mo
Today · 4.125%
HK$81,383
baseline
▲ 0.50% · 4.625%
HK$85,673
+HK$4,290/mo
Deposit HK$15.22M · loan HK$15.22M · min. income ≈ HK$162,766/mo (50% DSR)
Upfront cash ≈ HK$16.51M (deposit + AVD stamp duty HK$1,293,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,285
−HK$5,223/mo
▼ 0.25% · 3.875%
HK$85,876
−HK$2,632/mo
Today · 4.125%
HK$88,508
baseline
▲ 0.50% · 4.625%
HK$93,894
+HK$5,386/mo
Deposit HK$12.17M · loan HK$18.26M · min. income ≈ HK$177,016/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,293,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,654
−HK$5,006/mo
▼ 0.25% · 3.875%
HK$95,139
−HK$2,521/mo
Today · 4.125%
HK$97,660
baseline
▲ 0.50% · 4.625%
HK$102,808
+HK$5,148/mo
Deposit HK$12.17M · loan HK$18.26M · min. income ≈ HK$195,320/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,293,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,166
−HK$6,093/mo
▼ 0.25% · 3.875%
HK$100,189
−HK$3,070/mo
Today · 4.125%
HK$103,259
baseline
▲ 0.50% · 4.625%
HK$109,543
+HK$6,284/mo
Deposit HK$9.13M · loan HK$21.31M · min. income ≈ HK$206,518/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,293,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,097
−HK$5,840/mo
▼ 0.25% · 3.875%
HK$110,996
−HK$2,941/mo
Today · 4.125%
HK$113,937
baseline
▲ 0.50% · 4.625%
HK$119,942
+HK$6,005/mo
Deposit HK$9.13M · loan HK$21.31M · min. income ≈ HK$227,874/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$1,293,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,928
−HK$7,834/mo
▼ 0.25% · 3.875%
HK$128,814
−HK$3,948/mo
Today · 4.125%
HK$132,762
baseline
▲ 0.50% · 4.625%
HK$140,840
+HK$8,078/mo
Deposit HK$3.04M · loan HK$27.39M · min. income ≈ HK$265,524/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,293,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,981
−HK$7,509/mo
▼ 0.25% · 3.875%
HK$142,709
−HK$3,781/mo
Today · 4.125%
HK$146,490
baseline
▲ 0.50% · 4.625%
HK$154,212
+HK$7,722/mo
Deposit HK$3.04M · loan HK$27.39M · min. income ≈ HK$292,980/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,293,579 · Scale 2, in force from 26 Feb 2026)