LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,412
−HK$4,353/mo
▼ 0.25% · 3.875%
HK$71,571
−HK$2,194/mo
Today · 4.125%
HK$73,765
baseline
▲ 0.50% · 4.625%
HK$78,253
+HK$4,488/mo
Deposit HK$15.22M · loan HK$15.22M · min. income ≈ HK$147,530/mo (50% DSR)
Upfront cash ≈ HK$16.51M (deposit + AVD stamp duty HK$1,293,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,220
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$79,291
−HK$2,101/mo
Today · 4.125%
HK$81,392
baseline
▲ 0.50% · 4.625%
HK$85,683
+HK$4,291/mo
Deposit HK$15.22M · loan HK$15.22M · min. income ≈ HK$162,784/mo (50% DSR)
Upfront cash ≈ HK$16.51M (deposit + AVD stamp duty HK$1,293,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,295
−HK$5,223/mo
▼ 0.25% · 3.875%
HK$85,886
−HK$2,632/mo
Today · 4.125%
HK$88,518
baseline
▲ 0.50% · 4.625%
HK$93,904
+HK$5,386/mo
Deposit HK$12.18M · loan HK$18.26M · min. income ≈ HK$177,036/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,293,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,665
−HK$5,006/mo
▼ 0.25% · 3.875%
HK$95,150
−HK$2,521/mo
Today · 4.125%
HK$97,671
baseline
▲ 0.50% · 4.625%
HK$102,819
+HK$5,148/mo
Deposit HK$12.18M · loan HK$18.26M · min. income ≈ HK$195,342/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,293,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,177
−HK$6,094/mo
▼ 0.25% · 3.875%
HK$100,200
−HK$3,071/mo
Today · 4.125%
HK$103,271
baseline
▲ 0.50% · 4.625%
HK$109,555
+HK$6,284/mo
Deposit HK$9.13M · loan HK$21.31M · min. income ≈ HK$206,542/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,293,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,109
−HK$5,840/mo
▼ 0.25% · 3.875%
HK$111,008
−HK$2,941/mo
Today · 4.125%
HK$113,949
baseline
▲ 0.50% · 4.625%
HK$119,956
+HK$6,007/mo
Deposit HK$9.13M · loan HK$21.31M · min. income ≈ HK$227,898/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,293,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,942
−HK$7,835/mo
▼ 0.25% · 3.875%
HK$128,829
−HK$3,948/mo
Today · 4.125%
HK$132,777
baseline
▲ 0.50% · 4.625%
HK$140,856
+HK$8,079/mo
Deposit HK$3.04M · loan HK$27.40M · min. income ≈ HK$265,554/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,293,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,997
−HK$7,509/mo
▼ 0.25% · 3.875%
HK$142,725
−HK$3,781/mo
Today · 4.125%
HK$146,506
baseline
▲ 0.50% · 4.625%
HK$154,229
+HK$7,723/mo
Deposit HK$3.04M · loan HK$27.40M · min. income ≈ HK$293,012/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,293,724 · Scale 2, in force from 26 Feb 2026)