LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,413
−HK$4,352/mo
▼ 0.25% · 3.875%
HK$71,572
−HK$2,193/mo
Today · 4.125%
HK$73,765
baseline
▲ 0.50% · 4.625%
HK$78,254
+HK$4,489/mo
Deposit HK$15.22M · loan HK$15.22M · min. income ≈ HK$147,530/mo (50% DSR)
Upfront cash ≈ HK$16.51M (deposit + AVD stamp duty HK$1,293,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,221
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$79,292
−HK$2,101/mo
Today · 4.125%
HK$81,393
baseline
▲ 0.50% · 4.625%
HK$85,683
+HK$4,290/mo
Deposit HK$15.22M · loan HK$15.22M · min. income ≈ HK$162,786/mo (50% DSR)
Upfront cash ≈ HK$16.51M (deposit + AVD stamp duty HK$1,293,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,295
−HK$5,223/mo
▼ 0.25% · 3.875%
HK$85,886
−HK$2,632/mo
Today · 4.125%
HK$88,518
baseline
▲ 0.50% · 4.625%
HK$93,905
+HK$5,387/mo
Deposit HK$12.18M · loan HK$18.26M · min. income ≈ HK$177,036/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,293,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,665
−HK$5,006/mo
▼ 0.25% · 3.875%
HK$95,150
−HK$2,521/mo
Today · 4.125%
HK$97,671
baseline
▲ 0.50% · 4.625%
HK$102,820
+HK$5,149/mo
Deposit HK$12.18M · loan HK$18.26M · min. income ≈ HK$195,342/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,293,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,178
−HK$6,093/mo
▼ 0.25% · 3.875%
HK$100,200
−HK$3,071/mo
Today · 4.125%
HK$103,271
baseline
▲ 0.50% · 4.625%
HK$109,555
+HK$6,284/mo
Deposit HK$9.13M · loan HK$21.31M · min. income ≈ HK$206,542/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,293,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,109
−HK$5,841/mo
▼ 0.25% · 3.875%
HK$111,008
−HK$2,942/mo
Today · 4.125%
HK$113,950
baseline
▲ 0.50% · 4.625%
HK$119,956
+HK$6,006/mo
Deposit HK$9.13M · loan HK$21.31M · min. income ≈ HK$227,900/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,293,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,943
−HK$7,835/mo
▼ 0.25% · 3.875%
HK$128,829
−HK$3,949/mo
Today · 4.125%
HK$132,778
baseline
▲ 0.50% · 4.625%
HK$140,857
+HK$8,079/mo
Deposit HK$3.04M · loan HK$27.40M · min. income ≈ HK$265,556/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,293,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,997
−HK$7,510/mo
▼ 0.25% · 3.875%
HK$142,725
−HK$3,782/mo
Today · 4.125%
HK$146,507
baseline
▲ 0.50% · 4.625%
HK$154,230
+HK$7,723/mo
Deposit HK$3.04M · loan HK$27.40M · min. income ≈ HK$293,014/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,293,729 · Scale 2, in force from 26 Feb 2026)