LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,414
−HK$4,353/mo
▼ 0.25% · 3.875%
HK$71,573
−HK$2,194/mo
Today · 4.125%
HK$73,767
baseline
▲ 0.50% · 4.625%
HK$78,256
+HK$4,489/mo
Deposit HK$15.22M · loan HK$15.22M · min. income ≈ HK$147,534/mo (50% DSR)
Upfront cash ≈ HK$16.51M (deposit + AVD stamp duty HK$1,293,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,223
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$79,294
−HK$2,101/mo
Today · 4.125%
HK$81,395
baseline
▲ 0.50% · 4.625%
HK$85,685
+HK$4,290/mo
Deposit HK$15.22M · loan HK$15.22M · min. income ≈ HK$162,790/mo (50% DSR)
Upfront cash ≈ HK$16.51M (deposit + AVD stamp duty HK$1,293,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,297
−HK$5,223/mo
▼ 0.25% · 3.875%
HK$85,888
−HK$2,632/mo
Today · 4.125%
HK$88,520
baseline
▲ 0.50% · 4.625%
HK$93,907
+HK$5,387/mo
Deposit HK$12.18M · loan HK$18.26M · min. income ≈ HK$177,040/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,293,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,667
−HK$5,007/mo
▼ 0.25% · 3.875%
HK$95,152
−HK$2,522/mo
Today · 4.125%
HK$97,674
baseline
▲ 0.50% · 4.625%
HK$102,822
+HK$5,148/mo
Deposit HK$12.18M · loan HK$18.26M · min. income ≈ HK$195,348/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,293,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,180
−HK$6,094/mo
▼ 0.25% · 3.875%
HK$100,203
−HK$3,071/mo
Today · 4.125%
HK$103,274
baseline
▲ 0.50% · 4.625%
HK$109,558
+HK$6,284/mo
Deposit HK$9.13M · loan HK$21.31M · min. income ≈ HK$206,548/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,293,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,112
−HK$5,840/mo
▼ 0.25% · 3.875%
HK$111,011
−HK$2,941/mo
Today · 4.125%
HK$113,952
baseline
▲ 0.50% · 4.625%
HK$119,959
+HK$6,007/mo
Deposit HK$9.13M · loan HK$21.31M · min. income ≈ HK$227,904/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,293,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,945
−HK$7,836/mo
▼ 0.25% · 3.875%
HK$128,832
−HK$3,949/mo
Today · 4.125%
HK$132,781
baseline
▲ 0.50% · 4.625%
HK$140,860
+HK$8,079/mo
Deposit HK$3.04M · loan HK$27.40M · min. income ≈ HK$265,562/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,293,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,001
−HK$7,509/mo
▼ 0.25% · 3.875%
HK$142,728
−HK$3,782/mo
Today · 4.125%
HK$146,510
baseline
▲ 0.50% · 4.625%
HK$154,233
+HK$7,723/mo
Deposit HK$3.04M · loan HK$27.40M · min. income ≈ HK$293,020/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,293,759 · Scale 2, in force from 26 Feb 2026)