LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,417
−HK$4,353/mo
▼ 0.25% · 3.875%
HK$71,576
−HK$2,194/mo
Today · 4.125%
HK$73,770
baseline
▲ 0.50% · 4.625%
HK$78,258
+HK$4,488/mo
Deposit HK$15.22M · loan HK$15.22M · min. income ≈ HK$147,540/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$1,293,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,225
−HK$4,173/mo
▼ 0.25% · 3.875%
HK$79,297
−HK$2,101/mo
Today · 4.125%
HK$81,398
baseline
▲ 0.50% · 4.625%
HK$85,688
+HK$4,290/mo
Deposit HK$15.22M · loan HK$15.22M · min. income ≈ HK$162,796/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$1,293,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,300
−HK$5,224/mo
▼ 0.25% · 3.875%
HK$85,891
−HK$2,633/mo
Today · 4.125%
HK$88,524
baseline
▲ 0.50% · 4.625%
HK$93,910
+HK$5,386/mo
Deposit HK$12.18M · loan HK$18.27M · min. income ≈ HK$177,048/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,293,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,671
−HK$5,006/mo
▼ 0.25% · 3.875%
HK$95,156
−HK$2,521/mo
Today · 4.125%
HK$97,677
baseline
▲ 0.50% · 4.625%
HK$102,826
+HK$5,149/mo
Deposit HK$12.18M · loan HK$18.27M · min. income ≈ HK$195,354/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,293,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,183
−HK$6,095/mo
▼ 0.25% · 3.875%
HK$100,206
−HK$3,072/mo
Today · 4.125%
HK$103,278
baseline
▲ 0.50% · 4.625%
HK$109,562
+HK$6,284/mo
Deposit HK$9.13M · loan HK$21.31M · min. income ≈ HK$206,556/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,293,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,116
−HK$5,841/mo
▼ 0.25% · 3.875%
HK$111,015
−HK$2,942/mo
Today · 4.125%
HK$113,957
baseline
▲ 0.50% · 4.625%
HK$119,964
+HK$6,007/mo
Deposit HK$9.13M · loan HK$21.31M · min. income ≈ HK$227,914/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,293,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,950
−HK$7,836/mo
▼ 0.25% · 3.875%
HK$128,837
−HK$3,949/mo
Today · 4.125%
HK$132,786
baseline
▲ 0.50% · 4.625%
HK$140,865
+HK$8,079/mo
Deposit HK$3.04M · loan HK$27.40M · min. income ≈ HK$265,572/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,293,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,006
−HK$7,510/mo
▼ 0.25% · 3.875%
HK$142,734
−HK$3,782/mo
Today · 4.125%
HK$146,516
baseline
▲ 0.50% · 4.625%
HK$154,239
+HK$7,723/mo
Deposit HK$3.04M · loan HK$27.40M · min. income ≈ HK$293,032/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,293,807 · Scale 2, in force from 26 Feb 2026)