LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,420
−HK$4,354/mo
▼ 0.25% · 3.875%
HK$71,580
−HK$2,194/mo
Today · 4.125%
HK$73,774
baseline
▲ 0.50% · 4.625%
HK$78,263
+HK$4,489/mo
Deposit HK$15.22M · loan HK$15.22M · min. income ≈ HK$147,548/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$1,293,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,230
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$79,301
−HK$2,101/mo
Today · 4.125%
HK$81,402
baseline
▲ 0.50% · 4.625%
HK$85,693
+HK$4,291/mo
Deposit HK$15.22M · loan HK$15.22M · min. income ≈ HK$162,804/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$1,293,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,305
−HK$5,224/mo
▼ 0.25% · 3.875%
HK$85,896
−HK$2,633/mo
Today · 4.125%
HK$88,529
baseline
▲ 0.50% · 4.625%
HK$93,915
+HK$5,386/mo
Deposit HK$12.18M · loan HK$18.27M · min. income ≈ HK$177,058/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,293,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,676
−HK$5,006/mo
▼ 0.25% · 3.875%
HK$95,161
−HK$2,521/mo
Today · 4.125%
HK$97,682
baseline
▲ 0.50% · 4.625%
HK$102,831
+HK$5,149/mo
Deposit HK$12.18M · loan HK$18.27M · min. income ≈ HK$195,364/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,293,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,189
−HK$6,094/mo
▼ 0.25% · 3.875%
HK$100,212
−HK$3,071/mo
Today · 4.125%
HK$103,283
baseline
▲ 0.50% · 4.625%
HK$109,568
+HK$6,285/mo
Deposit HK$9.13M · loan HK$21.31M · min. income ≈ HK$206,566/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,293,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,121
−HK$5,842/mo
▼ 0.25% · 3.875%
HK$111,021
−HK$2,942/mo
Today · 4.125%
HK$113,963
baseline
▲ 0.50% · 4.625%
HK$119,970
+HK$6,007/mo
Deposit HK$9.13M · loan HK$21.31M · min. income ≈ HK$227,926/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,293,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,957
−HK$7,836/mo
▼ 0.25% · 3.875%
HK$128,844
−HK$3,949/mo
Today · 4.125%
HK$132,793
baseline
▲ 0.50% · 4.625%
HK$140,873
+HK$8,080/mo
Deposit HK$3.04M · loan HK$27.40M · min. income ≈ HK$265,586/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,293,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,013
−HK$7,511/mo
▼ 0.25% · 3.875%
HK$142,742
−HK$3,782/mo
Today · 4.125%
HK$146,524
baseline
▲ 0.50% · 4.625%
HK$154,247
+HK$7,723/mo
Deposit HK$3.04M · loan HK$27.40M · min. income ≈ HK$293,048/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,293,877 · Scale 2, in force from 26 Feb 2026)