LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,428
−HK$4,354/mo
▼ 0.25% · 3.875%
HK$71,588
−HK$2,194/mo
Today · 4.125%
HK$73,782
baseline
▲ 0.50% · 4.625%
HK$78,271
+HK$4,489/mo
Deposit HK$15.22M · loan HK$15.22M · min. income ≈ HK$147,564/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$1,294,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,238
−HK$4,173/mo
▼ 0.25% · 3.875%
HK$79,310
−HK$2,101/mo
Today · 4.125%
HK$81,411
baseline
▲ 0.50% · 4.625%
HK$85,702
+HK$4,291/mo
Deposit HK$15.22M · loan HK$15.22M · min. income ≈ HK$162,822/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$1,294,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,314
−HK$5,224/mo
▼ 0.25% · 3.875%
HK$85,905
−HK$2,633/mo
Today · 4.125%
HK$88,538
baseline
▲ 0.50% · 4.625%
HK$93,926
+HK$5,388/mo
Deposit HK$12.18M · loan HK$18.27M · min. income ≈ HK$177,076/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,294,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,686
−HK$5,007/mo
▼ 0.25% · 3.875%
HK$95,172
−HK$2,521/mo
Today · 4.125%
HK$97,693
baseline
▲ 0.50% · 4.625%
HK$102,843
+HK$5,150/mo
Deposit HK$12.18M · loan HK$18.27M · min. income ≈ HK$195,386/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,294,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,200
−HK$6,095/mo
▼ 0.25% · 3.875%
HK$100,223
−HK$3,072/mo
Today · 4.125%
HK$103,295
baseline
▲ 0.50% · 4.625%
HK$109,580
+HK$6,285/mo
Deposit HK$9.13M · loan HK$21.31M · min. income ≈ HK$206,590/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,294,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,134
−HK$5,842/mo
▼ 0.25% · 3.875%
HK$111,034
−HK$2,942/mo
Today · 4.125%
HK$113,976
baseline
▲ 0.50% · 4.625%
HK$119,983
+HK$6,007/mo
Deposit HK$9.13M · loan HK$21.31M · min. income ≈ HK$227,952/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,294,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,971
−HK$7,837/mo
▼ 0.25% · 3.875%
HK$128,858
−HK$3,950/mo
Today · 4.125%
HK$132,808
baseline
▲ 0.50% · 4.625%
HK$140,889
+HK$8,081/mo
Deposit HK$3.04M · loan HK$27.40M · min. income ≈ HK$265,616/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,294,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,029
−HK$7,511/mo
▼ 0.25% · 3.875%
HK$142,757
−HK$3,783/mo
Today · 4.125%
HK$146,540
baseline
▲ 0.50% · 4.625%
HK$154,264
+HK$7,724/mo
Deposit HK$3.04M · loan HK$27.40M · min. income ≈ HK$293,080/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,294,022 · Scale 2, in force from 26 Feb 2026)