LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,431
−HK$4,354/mo
▼ 0.25% · 3.875%
HK$71,591
−HK$2,194/mo
Today · 4.125%
HK$73,785
baseline
▲ 0.50% · 4.625%
HK$78,275
+HK$4,490/mo
Deposit HK$15.22M · loan HK$15.22M · min. income ≈ HK$147,570/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$1,294,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,242
−HK$4,173/mo
▼ 0.25% · 3.875%
HK$79,313
−HK$2,102/mo
Today · 4.125%
HK$81,415
baseline
▲ 0.50% · 4.625%
HK$85,706
+HK$4,291/mo
Deposit HK$15.22M · loan HK$15.22M · min. income ≈ HK$162,830/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$1,294,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,317
−HK$5,225/mo
▼ 0.25% · 3.875%
HK$85,909
−HK$2,633/mo
Today · 4.125%
HK$88,542
baseline
▲ 0.50% · 4.625%
HK$93,930
+HK$5,388/mo
Deposit HK$12.18M · loan HK$18.27M · min. income ≈ HK$177,084/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,294,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,690
−HK$5,008/mo
▼ 0.25% · 3.875%
HK$95,176
−HK$2,522/mo
Today · 4.125%
HK$97,698
baseline
▲ 0.50% · 4.625%
HK$102,847
+HK$5,149/mo
Deposit HK$12.18M · loan HK$18.27M · min. income ≈ HK$195,396/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,294,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,204
−HK$6,095/mo
▼ 0.25% · 3.875%
HK$100,227
−HK$3,072/mo
Today · 4.125%
HK$103,299
baseline
▲ 0.50% · 4.625%
HK$109,585
+HK$6,286/mo
Deposit HK$9.13M · loan HK$21.31M · min. income ≈ HK$206,598/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,294,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,138
−HK$5,842/mo
▼ 0.25% · 3.875%
HK$111,038
−HK$2,942/mo
Today · 4.125%
HK$113,980
baseline
▲ 0.50% · 4.625%
HK$119,989
+HK$6,009/mo
Deposit HK$9.13M · loan HK$21.31M · min. income ≈ HK$227,960/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,294,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,976
−HK$7,837/mo
▼ 0.25% · 3.875%
HK$128,864
−HK$3,949/mo
Today · 4.125%
HK$132,813
baseline
▲ 0.50% · 4.625%
HK$140,895
+HK$8,082/mo
Deposit HK$3.04M · loan HK$27.40M · min. income ≈ HK$265,626/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,294,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,035
−HK$7,511/mo
▼ 0.25% · 3.875%
HK$142,764
−HK$3,782/mo
Today · 4.125%
HK$146,546
baseline
▲ 0.50% · 4.625%
HK$154,271
+HK$7,725/mo
Deposit HK$3.04M · loan HK$27.40M · min. income ≈ HK$293,092/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,294,077 · Scale 2, in force from 26 Feb 2026)