LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,433
−HK$4,354/mo
▼ 0.25% · 3.875%
HK$71,593
−HK$2,194/mo
Today · 4.125%
HK$73,787
baseline
▲ 0.50% · 4.625%
HK$78,277
+HK$4,490/mo
Deposit HK$15.22M · loan HK$15.22M · min. income ≈ HK$147,574/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$1,294,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,243
−HK$4,174/mo
▼ 0.25% · 3.875%
HK$79,315
−HK$2,102/mo
Today · 4.125%
HK$81,417
baseline
▲ 0.50% · 4.625%
HK$85,708
+HK$4,291/mo
Deposit HK$15.22M · loan HK$15.22M · min. income ≈ HK$162,834/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$1,294,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,320
−HK$5,224/mo
▼ 0.25% · 3.875%
HK$85,911
−HK$2,633/mo
Today · 4.125%
HK$88,544
baseline
▲ 0.50% · 4.625%
HK$93,932
+HK$5,388/mo
Deposit HK$12.18M · loan HK$18.27M · min. income ≈ HK$177,088/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,294,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,692
−HK$5,008/mo
▼ 0.25% · 3.875%
HK$95,178
−HK$2,522/mo
Today · 4.125%
HK$97,700
baseline
▲ 0.50% · 4.625%
HK$102,850
+HK$5,150/mo
Deposit HK$12.18M · loan HK$18.27M · min. income ≈ HK$195,400/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,294,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,206
−HK$6,096/mo
▼ 0.25% · 3.875%
HK$100,230
−HK$3,072/mo
Today · 4.125%
HK$103,302
baseline
▲ 0.50% · 4.625%
HK$109,588
+HK$6,286/mo
Deposit HK$9.13M · loan HK$21.31M · min. income ≈ HK$206,604/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,294,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,141
−HK$5,842/mo
▼ 0.25% · 3.875%
HK$111,041
−HK$2,942/mo
Today · 4.125%
HK$113,983
baseline
▲ 0.50% · 4.625%
HK$119,992
+HK$6,009/mo
Deposit HK$9.13M · loan HK$21.31M · min. income ≈ HK$227,966/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,294,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,979
−HK$7,838/mo
▼ 0.25% · 3.875%
HK$128,867
−HK$3,950/mo
Today · 4.125%
HK$132,817
baseline
▲ 0.50% · 4.625%
HK$140,898
+HK$8,081/mo
Deposit HK$3.04M · loan HK$27.40M · min. income ≈ HK$265,634/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,294,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,038
−HK$7,512/mo
▼ 0.25% · 3.875%
HK$142,767
−HK$3,783/mo
Today · 4.125%
HK$146,550
baseline
▲ 0.50% · 4.625%
HK$154,275
+HK$7,725/mo
Deposit HK$3.04M · loan HK$27.40M · min. income ≈ HK$293,100/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,294,110 · Scale 2, in force from 26 Feb 2026)