LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,438
−HK$4,355/mo
▼ 0.25% · 3.875%
HK$71,598
−HK$2,195/mo
Today · 4.125%
HK$73,793
baseline
▲ 0.50% · 4.625%
HK$78,283
+HK$4,490/mo
Deposit HK$15.23M · loan HK$15.23M · min. income ≈ HK$147,586/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$1,294,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,250
−HK$4,173/mo
▼ 0.25% · 3.875%
HK$79,321
−HK$2,102/mo
Today · 4.125%
HK$81,423
baseline
▲ 0.50% · 4.625%
HK$85,715
+HK$4,292/mo
Deposit HK$15.23M · loan HK$15.23M · min. income ≈ HK$162,846/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$1,294,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,326
−HK$5,225/mo
▼ 0.25% · 3.875%
HK$85,918
−HK$2,633/mo
Today · 4.125%
HK$88,551
baseline
▲ 0.50% · 4.625%
HK$93,940
+HK$5,389/mo
Deposit HK$12.18M · loan HK$18.27M · min. income ≈ HK$177,102/mo (50% DSR)
Upfront cash ≈ HK$13.48M (deposit + AVD stamp duty HK$1,294,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,700
−HK$5,008/mo
▼ 0.25% · 3.875%
HK$95,186
−HK$2,522/mo
Today · 4.125%
HK$97,708
baseline
▲ 0.50% · 4.625%
HK$102,858
+HK$5,150/mo
Deposit HK$12.18M · loan HK$18.27M · min. income ≈ HK$195,416/mo (50% DSR)
Upfront cash ≈ HK$13.48M (deposit + AVD stamp duty HK$1,294,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,214
−HK$6,096/mo
▼ 0.25% · 3.875%
HK$100,238
−HK$3,072/mo
Today · 4.125%
HK$103,310
baseline
▲ 0.50% · 4.625%
HK$109,596
+HK$6,286/mo
Deposit HK$9.14M · loan HK$21.32M · min. income ≈ HK$206,620/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,294,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,149
−HK$5,843/mo
▼ 0.25% · 3.875%
HK$111,050
−HK$2,942/mo
Today · 4.125%
HK$113,992
baseline
▲ 0.50% · 4.625%
HK$120,001
+HK$6,009/mo
Deposit HK$9.14M · loan HK$21.32M · min. income ≈ HK$227,984/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,294,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,989
−HK$7,838/mo
▼ 0.25% · 3.875%
HK$128,877
−HK$3,950/mo
Today · 4.125%
HK$132,827
baseline
▲ 0.50% · 4.625%
HK$140,909
+HK$8,082/mo
Deposit HK$3.05M · loan HK$27.41M · min. income ≈ HK$265,654/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,294,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,049
−HK$7,513/mo
▼ 0.25% · 3.875%
HK$142,779
−HK$3,783/mo
Today · 4.125%
HK$146,562
baseline
▲ 0.50% · 4.625%
HK$154,287
+HK$7,725/mo
Deposit HK$3.05M · loan HK$27.41M · min. income ≈ HK$293,124/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,294,213 · Scale 2, in force from 26 Feb 2026)