LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,447
−HK$4,354/mo
▼ 0.25% · 3.875%
HK$71,607
−HK$2,194/mo
Today · 4.125%
HK$73,801
baseline
▲ 0.50% · 4.625%
HK$78,292
+HK$4,491/mo
Deposit HK$15.23M · loan HK$15.23M · min. income ≈ HK$147,602/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$1,294,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,259
−HK$4,174/mo
▼ 0.25% · 3.875%
HK$79,331
−HK$2,102/mo
Today · 4.125%
HK$81,433
baseline
▲ 0.50% · 4.625%
HK$85,725
+HK$4,292/mo
Deposit HK$15.23M · loan HK$15.23M · min. income ≈ HK$162,866/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$1,294,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,336
−HK$5,226/mo
▼ 0.25% · 3.875%
HK$85,928
−HK$2,634/mo
Today · 4.125%
HK$88,562
baseline
▲ 0.50% · 4.625%
HK$93,951
+HK$5,389/mo
Deposit HK$12.18M · loan HK$18.27M · min. income ≈ HK$177,124/mo (50% DSR)
Upfront cash ≈ HK$13.48M (deposit + AVD stamp duty HK$1,294,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,710
−HK$5,009/mo
▼ 0.25% · 3.875%
HK$95,197
−HK$2,522/mo
Today · 4.125%
HK$97,719
baseline
▲ 0.50% · 4.625%
HK$102,870
+HK$5,151/mo
Deposit HK$12.18M · loan HK$18.27M · min. income ≈ HK$195,438/mo (50% DSR)
Upfront cash ≈ HK$13.48M (deposit + AVD stamp duty HK$1,294,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,225
−HK$6,097/mo
▼ 0.25% · 3.875%
HK$100,249
−HK$3,073/mo
Today · 4.125%
HK$103,322
baseline
▲ 0.50% · 4.625%
HK$109,609
+HK$6,287/mo
Deposit HK$9.14M · loan HK$21.32M · min. income ≈ HK$206,644/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,294,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,162
−HK$5,844/mo
▼ 0.25% · 3.875%
HK$111,063
−HK$2,943/mo
Today · 4.125%
HK$114,006
baseline
▲ 0.50% · 4.625%
HK$120,015
+HK$6,009/mo
Deposit HK$9.14M · loan HK$21.32M · min. income ≈ HK$228,012/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,294,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,004
−HK$7,839/mo
▼ 0.25% · 3.875%
HK$128,892
−HK$3,951/mo
Today · 4.125%
HK$132,843
baseline
▲ 0.50% · 4.625%
HK$140,926
+HK$8,083/mo
Deposit HK$3.05M · loan HK$27.41M · min. income ≈ HK$265,686/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,294,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,065
−HK$7,514/mo
▼ 0.25% · 3.875%
HK$142,795
−HK$3,784/mo
Today · 4.125%
HK$146,579
baseline
▲ 0.50% · 4.625%
HK$154,305
+HK$7,726/mo
Deposit HK$3.05M · loan HK$27.41M · min. income ≈ HK$293,158/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,294,363 · Scale 2, in force from 26 Feb 2026)