LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,451
−HK$4,356/mo
▼ 0.25% · 3.875%
HK$71,612
−HK$2,195/mo
Today · 4.125%
HK$73,807
baseline
▲ 0.50% · 4.625%
HK$78,298
+HK$4,491/mo
Deposit HK$15.23M · loan HK$15.23M · min. income ≈ HK$147,614/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$1,294,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,264
−HK$4,174/mo
▼ 0.25% · 3.875%
HK$79,336
−HK$2,102/mo
Today · 4.125%
HK$81,438
baseline
▲ 0.50% · 4.625%
HK$85,731
+HK$4,293/mo
Deposit HK$15.23M · loan HK$15.23M · min. income ≈ HK$162,876/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$1,294,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,342
−HK$5,226/mo
▼ 0.25% · 3.875%
HK$85,934
−HK$2,634/mo
Today · 4.125%
HK$88,568
baseline
▲ 0.50% · 4.625%
HK$93,957
+HK$5,389/mo
Deposit HK$12.18M · loan HK$18.27M · min. income ≈ HK$177,136/mo (50% DSR)
Upfront cash ≈ HK$13.48M (deposit + AVD stamp duty HK$1,294,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,717
−HK$5,009/mo
▼ 0.25% · 3.875%
HK$95,203
−HK$2,523/mo
Today · 4.125%
HK$97,726
baseline
▲ 0.50% · 4.625%
HK$102,877
+HK$5,151/mo
Deposit HK$12.18M · loan HK$18.27M · min. income ≈ HK$195,452/mo (50% DSR)
Upfront cash ≈ HK$13.48M (deposit + AVD stamp duty HK$1,294,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,232
−HK$6,097/mo
▼ 0.25% · 3.875%
HK$100,256
−HK$3,073/mo
Today · 4.125%
HK$103,329
baseline
▲ 0.50% · 4.625%
HK$109,617
+HK$6,288/mo
Deposit HK$9.14M · loan HK$21.32M · min. income ≈ HK$206,658/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,294,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,170
−HK$5,844/mo
▼ 0.25% · 3.875%
HK$111,071
−HK$2,943/mo
Today · 4.125%
HK$114,014
baseline
▲ 0.50% · 4.625%
HK$120,023
+HK$6,009/mo
Deposit HK$9.14M · loan HK$21.32M · min. income ≈ HK$228,028/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,294,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,013
−HK$7,839/mo
▼ 0.25% · 3.875%
HK$128,901
−HK$3,951/mo
Today · 4.125%
HK$132,852
baseline
▲ 0.50% · 4.625%
HK$140,936
+HK$8,084/mo
Deposit HK$3.05M · loan HK$27.41M · min. income ≈ HK$265,704/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,294,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,075
−HK$7,514/mo
▼ 0.25% · 3.875%
HK$142,805
−HK$3,784/mo
Today · 4.125%
HK$146,589
baseline
▲ 0.50% · 4.625%
HK$154,316
+HK$7,727/mo
Deposit HK$3.05M · loan HK$27.41M · min. income ≈ HK$293,178/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,294,453 · Scale 2, in force from 26 Feb 2026)