LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,456
−HK$4,356/mo
▼ 0.25% · 3.875%
HK$71,617
−HK$2,195/mo
Today · 4.125%
HK$73,812
baseline
▲ 0.50% · 4.625%
HK$78,303
+HK$4,491/mo
Deposit HK$15.23M · loan HK$15.23M · min. income ≈ HK$147,624/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$1,294,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,269
−HK$4,175/mo
▼ 0.25% · 3.875%
HK$79,341
−HK$2,103/mo
Today · 4.125%
HK$81,444
baseline
▲ 0.50% · 4.625%
HK$85,737
+HK$4,293/mo
Deposit HK$15.23M · loan HK$15.23M · min. income ≈ HK$162,888/mo (50% DSR)
Upfront cash ≈ HK$16.52M (deposit + AVD stamp duty HK$1,294,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,347
−HK$5,227/mo
▼ 0.25% · 3.875%
HK$85,940
−HK$2,634/mo
Today · 4.125%
HK$88,574
baseline
▲ 0.50% · 4.625%
HK$93,963
+HK$5,389/mo
Deposit HK$12.18M · loan HK$18.28M · min. income ≈ HK$177,148/mo (50% DSR)
Upfront cash ≈ HK$13.48M (deposit + AVD stamp duty HK$1,294,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,723
−HK$5,010/mo
▼ 0.25% · 3.875%
HK$95,210
−HK$2,523/mo
Today · 4.125%
HK$97,733
baseline
▲ 0.50% · 4.625%
HK$102,884
+HK$5,151/mo
Deposit HK$12.18M · loan HK$18.28M · min. income ≈ HK$195,466/mo (50% DSR)
Upfront cash ≈ HK$13.48M (deposit + AVD stamp duty HK$1,294,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,238
−HK$6,098/mo
▼ 0.25% · 3.875%
HK$100,263
−HK$3,073/mo
Today · 4.125%
HK$103,336
baseline
▲ 0.50% · 4.625%
HK$109,624
+HK$6,288/mo
Deposit HK$9.14M · loan HK$21.32M · min. income ≈ HK$206,672/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,294,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,177
−HK$5,844/mo
▼ 0.25% · 3.875%
HK$111,078
−HK$2,943/mo
Today · 4.125%
HK$114,021
baseline
▲ 0.50% · 4.625%
HK$120,032
+HK$6,011/mo
Deposit HK$9.14M · loan HK$21.32M · min. income ≈ HK$228,042/mo (50% DSR)
Upfront cash ≈ HK$10.43M (deposit + AVD stamp duty HK$1,294,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,021
−HK$7,840/mo
▼ 0.25% · 3.875%
HK$128,910
−HK$3,951/mo
Today · 4.125%
HK$132,861
baseline
▲ 0.50% · 4.625%
HK$140,945
+HK$8,084/mo
Deposit HK$3.05M · loan HK$27.41M · min. income ≈ HK$265,722/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,294,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,084
−HK$7,515/mo
▼ 0.25% · 3.875%
HK$142,815
−HK$3,784/mo
Today · 4.125%
HK$146,599
baseline
▲ 0.50% · 4.625%
HK$154,326
+HK$7,727/mo
Deposit HK$3.05M · loan HK$27.41M · min. income ≈ HK$293,198/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,294,540 · Scale 2, in force from 26 Feb 2026)