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Home Mortgage Planner

Mortgage Planner

Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.

HK$3.05M HIBOR 1M · 3.9% Prime · 6.125%
LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$9,731
−HK$610/mo
▼ 0.25% · 3.875%
HK$10,034
−HK$307/mo
Today · 4.125%
HK$10,341
baseline
▲ 0.50% · 4.625%
HK$10,970
+HK$629/mo

Deposit HK$914K · loan HK$2.13M · min. income ≈ HK$20,682/mo (50% DSR)

Upfront cash ≈ HK$915K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.

Data sourced from Renavon.com