LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,518
−HK$4,359/mo
▼ 0.25% · 3.875%
HK$71,680
−HK$2,197/mo
Today · 4.125%
HK$73,877
baseline
▲ 0.50% · 4.625%
HK$78,373
+HK$4,496/mo
Deposit HK$15.24M · loan HK$15.24M · min. income ≈ HK$147,754/mo (50% DSR)
Upfront cash ≈ HK$16.54M (deposit + AVD stamp duty HK$1,295,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,338
−HK$4,178/mo
▼ 0.25% · 3.875%
HK$79,412
−HK$2,104/mo
Today · 4.125%
HK$81,516
baseline
▲ 0.50% · 4.625%
HK$85,813
+HK$4,297/mo
Deposit HK$15.24M · loan HK$15.24M · min. income ≈ HK$163,032/mo (50% DSR)
Upfront cash ≈ HK$16.54M (deposit + AVD stamp duty HK$1,295,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,422
−HK$5,231/mo
▼ 0.25% · 3.875%
HK$86,016
−HK$2,637/mo
Today · 4.125%
HK$88,653
baseline
▲ 0.50% · 4.625%
HK$94,047
+HK$5,394/mo
Deposit HK$12.19M · loan HK$18.29M · min. income ≈ HK$177,306/mo (50% DSR)
Upfront cash ≈ HK$13.49M (deposit + AVD stamp duty HK$1,295,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,806
−HK$5,014/mo
▼ 0.25% · 3.875%
HK$95,295
−HK$2,525/mo
Today · 4.125%
HK$97,820
baseline
▲ 0.50% · 4.625%
HK$102,976
+HK$5,156/mo
Deposit HK$12.19M · loan HK$18.29M · min. income ≈ HK$195,640/mo (50% DSR)
Upfront cash ≈ HK$13.49M (deposit + AVD stamp duty HK$1,295,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,325
−HK$6,103/mo
▼ 0.25% · 3.875%
HK$100,353
−HK$3,075/mo
Today · 4.125%
HK$103,428
baseline
▲ 0.50% · 4.625%
HK$109,722
+HK$6,294/mo
Deposit HK$9.15M · loan HK$21.34M · min. income ≈ HK$206,856/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,295,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,273
−HK$5,850/mo
▼ 0.25% · 3.875%
HK$111,177
−HK$2,946/mo
Today · 4.125%
HK$114,123
baseline
▲ 0.50% · 4.625%
HK$120,139
+HK$6,016/mo
Deposit HK$9.15M · loan HK$21.34M · min. income ≈ HK$228,246/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,295,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,132
−HK$7,847/mo
▼ 0.25% · 3.875%
HK$129,025
−HK$3,954/mo
Today · 4.125%
HK$132,979
baseline
▲ 0.50% · 4.625%
HK$141,071
+HK$8,092/mo
Deposit HK$3.05M · loan HK$27.44M · min. income ≈ HK$265,958/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,295,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,209
−HK$7,521/mo
▼ 0.25% · 3.875%
HK$142,942
−HK$3,788/mo
Today · 4.125%
HK$146,730
baseline
▲ 0.50% · 4.625%
HK$154,464
+HK$7,734/mo
Deposit HK$3.05M · loan HK$27.44M · min. income ≈ HK$293,460/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$1,295,694 · Scale 2, in force from 26 Feb 2026)