LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,539
−HK$4,360/mo
▼ 0.25% · 3.875%
HK$71,702
−HK$2,197/mo
Today · 4.125%
HK$73,899
baseline
▲ 0.50% · 4.625%
HK$78,396
+HK$4,497/mo
Deposit HK$15.25M · loan HK$15.25M · min. income ≈ HK$147,798/mo (50% DSR)
Upfront cash ≈ HK$16.54M (deposit + AVD stamp duty HK$1,296,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,361
−HK$4,180/mo
▼ 0.25% · 3.875%
HK$79,436
−HK$2,105/mo
Today · 4.125%
HK$81,541
baseline
▲ 0.50% · 4.625%
HK$85,839
+HK$4,298/mo
Deposit HK$15.25M · loan HK$15.25M · min. income ≈ HK$163,082/mo (50% DSR)
Upfront cash ≈ HK$16.54M (deposit + AVD stamp duty HK$1,296,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,446
−HK$5,233/mo
▼ 0.25% · 3.875%
HK$86,042
−HK$2,637/mo
Today · 4.125%
HK$88,679
baseline
▲ 0.50% · 4.625%
HK$94,075
+HK$5,396/mo
Deposit HK$12.20M · loan HK$18.30M · min. income ≈ HK$177,358/mo (50% DSR)
Upfront cash ≈ HK$13.49M (deposit + AVD stamp duty HK$1,296,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,833
−HK$5,016/mo
▼ 0.25% · 3.875%
HK$95,323
−HK$2,526/mo
Today · 4.125%
HK$97,849
baseline
▲ 0.50% · 4.625%
HK$103,006
+HK$5,157/mo
Deposit HK$12.20M · loan HK$18.30M · min. income ≈ HK$195,698/mo (50% DSR)
Upfront cash ≈ HK$13.49M (deposit + AVD stamp duty HK$1,296,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,354
−HK$6,105/mo
▼ 0.25% · 3.875%
HK$100,382
−HK$3,077/mo
Today · 4.125%
HK$103,459
baseline
▲ 0.50% · 4.625%
HK$109,754
+HK$6,295/mo
Deposit HK$9.15M · loan HK$21.35M · min. income ≈ HK$206,918/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,296,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,305
−HK$5,852/mo
▼ 0.25% · 3.875%
HK$111,210
−HK$2,947/mo
Today · 4.125%
HK$114,157
baseline
▲ 0.50% · 4.625%
HK$120,174
+HK$6,017/mo
Deposit HK$9.15M · loan HK$21.35M · min. income ≈ HK$228,314/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$1,296,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,170
−HK$7,849/mo
▼ 0.25% · 3.875%
HK$129,063
−HK$3,956/mo
Today · 4.125%
HK$133,019
baseline
▲ 0.50% · 4.625%
HK$141,113
+HK$8,094/mo
Deposit HK$3.05M · loan HK$27.45M · min. income ≈ HK$266,038/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$1,296,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,250
−HK$7,523/mo
▼ 0.25% · 3.875%
HK$142,984
−HK$3,789/mo
Today · 4.125%
HK$146,773
baseline
▲ 0.50% · 4.625%
HK$154,510
+HK$7,737/mo
Deposit HK$3.05M · loan HK$27.45M · min. income ≈ HK$293,546/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$1,296,079 · Scale 2, in force from 26 Feb 2026)