LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,545
−HK$4,361/mo
▼ 0.25% · 3.875%
HK$71,708
−HK$2,198/mo
Today · 4.125%
HK$73,906
baseline
▲ 0.50% · 4.625%
HK$78,403
+HK$4,497/mo
Deposit HK$15.25M · loan HK$15.25M · min. income ≈ HK$147,812/mo (50% DSR)
Upfront cash ≈ HK$16.55M (deposit + AVD stamp duty HK$1,296,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,368
−HK$4,180/mo
▼ 0.25% · 3.875%
HK$79,443
−HK$2,105/mo
Today · 4.125%
HK$81,548
baseline
▲ 0.50% · 4.625%
HK$85,847
+HK$4,299/mo
Deposit HK$15.25M · loan HK$15.25M · min. income ≈ HK$163,096/mo (50% DSR)
Upfront cash ≈ HK$16.55M (deposit + AVD stamp duty HK$1,296,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,454
−HK$5,233/mo
▼ 0.25% · 3.875%
HK$86,050
−HK$2,637/mo
Today · 4.125%
HK$88,687
baseline
▲ 0.50% · 4.625%
HK$94,084
+HK$5,397/mo
Deposit HK$12.20M · loan HK$18.30M · min. income ≈ HK$177,374/mo (50% DSR)
Upfront cash ≈ HK$13.50M (deposit + AVD stamp duty HK$1,296,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,842
−HK$5,016/mo
▼ 0.25% · 3.875%
HK$95,332
−HK$2,526/mo
Today · 4.125%
HK$97,858
baseline
▲ 0.50% · 4.625%
HK$103,016
+HK$5,158/mo
Deposit HK$12.20M · loan HK$18.30M · min. income ≈ HK$195,716/mo (50% DSR)
Upfront cash ≈ HK$13.50M (deposit + AVD stamp duty HK$1,296,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,363
−HK$6,106/mo
▼ 0.25% · 3.875%
HK$100,392
−HK$3,077/mo
Today · 4.125%
HK$103,469
baseline
▲ 0.50% · 4.625%
HK$109,764
+HK$6,295/mo
Deposit HK$9.15M · loan HK$21.35M · min. income ≈ HK$206,938/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$1,296,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,316
−HK$5,851/mo
▼ 0.25% · 3.875%
HK$111,220
−HK$2,947/mo
Today · 4.125%
HK$114,167
baseline
▲ 0.50% · 4.625%
HK$120,185
+HK$6,018/mo
Deposit HK$9.15M · loan HK$21.35M · min. income ≈ HK$228,334/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$1,296,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,181
−HK$7,850/mo
▼ 0.25% · 3.875%
HK$129,075
−HK$3,956/mo
Today · 4.125%
HK$133,031
baseline
▲ 0.50% · 4.625%
HK$141,126
+HK$8,095/mo
Deposit HK$3.05M · loan HK$27.45M · min. income ≈ HK$266,062/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$1,296,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,263
−HK$7,524/mo
▼ 0.25% · 3.875%
HK$142,998
−HK$3,789/mo
Today · 4.125%
HK$146,787
baseline
▲ 0.50% · 4.625%
HK$154,524
+HK$7,737/mo
Deposit HK$3.05M · loan HK$27.45M · min. income ≈ HK$293,574/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$1,296,200 · Scale 2, in force from 26 Feb 2026)