LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,546
−HK$4,361/mo
▼ 0.25% · 3.875%
HK$71,709
−HK$2,198/mo
Today · 4.125%
HK$73,907
baseline
▲ 0.50% · 4.625%
HK$78,404
+HK$4,497/mo
Deposit HK$15.25M · loan HK$15.25M · min. income ≈ HK$147,814/mo (50% DSR)
Upfront cash ≈ HK$16.55M (deposit + AVD stamp duty HK$1,296,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,369
−HK$4,180/mo
▼ 0.25% · 3.875%
HK$79,444
−HK$2,105/mo
Today · 4.125%
HK$81,549
baseline
▲ 0.50% · 4.625%
HK$85,848
+HK$4,299/mo
Deposit HK$15.25M · loan HK$15.25M · min. income ≈ HK$163,098/mo (50% DSR)
Upfront cash ≈ HK$16.55M (deposit + AVD stamp duty HK$1,296,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,455
−HK$5,233/mo
▼ 0.25% · 3.875%
HK$86,051
−HK$2,637/mo
Today · 4.125%
HK$88,688
baseline
▲ 0.50% · 4.625%
HK$94,085
+HK$5,397/mo
Deposit HK$12.20M · loan HK$18.30M · min. income ≈ HK$177,376/mo (50% DSR)
Upfront cash ≈ HK$13.50M (deposit + AVD stamp duty HK$1,296,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,843
−HK$5,016/mo
▼ 0.25% · 3.875%
HK$95,333
−HK$2,526/mo
Today · 4.125%
HK$97,859
baseline
▲ 0.50% · 4.625%
HK$103,017
+HK$5,158/mo
Deposit HK$12.20M · loan HK$18.30M · min. income ≈ HK$195,718/mo (50% DSR)
Upfront cash ≈ HK$13.50M (deposit + AVD stamp duty HK$1,296,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,364
−HK$6,106/mo
▼ 0.25% · 3.875%
HK$100,393
−HK$3,077/mo
Today · 4.125%
HK$103,470
baseline
▲ 0.50% · 4.625%
HK$109,766
+HK$6,296/mo
Deposit HK$9.15M · loan HK$21.35M · min. income ≈ HK$206,940/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$1,296,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,317
−HK$5,852/mo
▼ 0.25% · 3.875%
HK$111,222
−HK$2,947/mo
Today · 4.125%
HK$114,169
baseline
▲ 0.50% · 4.625%
HK$120,187
+HK$6,018/mo
Deposit HK$9.15M · loan HK$21.35M · min. income ≈ HK$228,338/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$1,296,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,183
−HK$7,850/mo
▼ 0.25% · 3.875%
HK$129,076
−HK$3,957/mo
Today · 4.125%
HK$133,033
baseline
▲ 0.50% · 4.625%
HK$141,127
+HK$8,094/mo
Deposit HK$3.05M · loan HK$27.45M · min. income ≈ HK$266,066/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$1,296,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,264
−HK$7,524/mo
▼ 0.25% · 3.875%
HK$142,999
−HK$3,789/mo
Today · 4.125%
HK$146,788
baseline
▲ 0.50% · 4.625%
HK$154,526
+HK$7,738/mo
Deposit HK$3.05M · loan HK$27.45M · min. income ≈ HK$293,576/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$1,296,214 · Scale 2, in force from 26 Feb 2026)