LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,572
−HK$4,363/mo
▼ 0.25% · 3.875%
HK$71,736
−HK$2,199/mo
Today · 4.125%
HK$73,935
baseline
▲ 0.50% · 4.625%
HK$78,434
+HK$4,499/mo
Deposit HK$15.26M · loan HK$15.26M · min. income ≈ HK$147,870/mo (50% DSR)
Upfront cash ≈ HK$16.55M (deposit + AVD stamp duty HK$1,296,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,398
−HK$4,182/mo
▼ 0.25% · 3.875%
HK$79,474
−HK$2,106/mo
Today · 4.125%
HK$81,580
baseline
▲ 0.50% · 4.625%
HK$85,880
+HK$4,300/mo
Deposit HK$15.26M · loan HK$15.26M · min. income ≈ HK$163,160/mo (50% DSR)
Upfront cash ≈ HK$16.55M (deposit + AVD stamp duty HK$1,296,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,487
−HK$5,235/mo
▼ 0.25% · 3.875%
HK$86,084
−HK$2,638/mo
Today · 4.125%
HK$88,722
baseline
▲ 0.50% · 4.625%
HK$94,121
+HK$5,399/mo
Deposit HK$12.20M · loan HK$18.31M · min. income ≈ HK$177,444/mo (50% DSR)
Upfront cash ≈ HK$13.50M (deposit + AVD stamp duty HK$1,296,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,878
−HK$5,018/mo
▼ 0.25% · 3.875%
HK$95,369
−HK$2,527/mo
Today · 4.125%
HK$97,896
baseline
▲ 0.50% · 4.625%
HK$103,056
+HK$5,160/mo
Deposit HK$12.20M · loan HK$18.31M · min. income ≈ HK$195,792/mo (50% DSR)
Upfront cash ≈ HK$13.50M (deposit + AVD stamp duty HK$1,296,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,401
−HK$6,108/mo
▼ 0.25% · 3.875%
HK$100,431
−HK$3,078/mo
Today · 4.125%
HK$103,509
baseline
▲ 0.50% · 4.625%
HK$109,807
+HK$6,298/mo
Deposit HK$9.15M · loan HK$21.36M · min. income ≈ HK$207,018/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$1,296,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,358
−HK$5,854/mo
▼ 0.25% · 3.875%
HK$111,264
−HK$2,948/mo
Today · 4.125%
HK$114,212
baseline
▲ 0.50% · 4.625%
HK$120,232
+HK$6,020/mo
Deposit HK$9.15M · loan HK$21.36M · min. income ≈ HK$228,424/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$1,296,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,230
−HK$7,853/mo
▼ 0.25% · 3.875%
HK$129,125
−HK$3,958/mo
Today · 4.125%
HK$133,083
baseline
▲ 0.50% · 4.625%
HK$141,181
+HK$8,098/mo
Deposit HK$3.05M · loan HK$27.46M · min. income ≈ HK$266,166/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$1,296,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,317
−HK$7,527/mo
▼ 0.25% · 3.875%
HK$143,054
−HK$3,790/mo
Today · 4.125%
HK$146,844
baseline
▲ 0.50% · 4.625%
HK$154,584
+HK$7,740/mo
Deposit HK$3.05M · loan HK$27.46M · min. income ≈ HK$293,688/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$1,296,705 · Scale 2, in force from 26 Feb 2026)