LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,651
−HK$4,367/mo
▼ 0.25% · 3.875%
HK$71,817
−HK$2,201/mo
Today · 4.125%
HK$74,018
baseline
▲ 0.50% · 4.625%
HK$78,522
+HK$4,504/mo
Deposit HK$15.27M · loan HK$15.27M · min. income ≈ HK$148,036/mo (50% DSR)
Upfront cash ≈ HK$16.57M (deposit + AVD stamp duty HK$1,298,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,486
−HK$4,186/mo
▼ 0.25% · 3.875%
HK$79,564
−HK$2,108/mo
Today · 4.125%
HK$81,672
baseline
▲ 0.50% · 4.625%
HK$85,977
+HK$4,305/mo
Deposit HK$15.27M · loan HK$15.27M · min. income ≈ HK$163,344/mo (50% DSR)
Upfront cash ≈ HK$16.57M (deposit + AVD stamp duty HK$1,298,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,581
−HK$5,241/mo
▼ 0.25% · 3.875%
HK$86,181
−HK$2,641/mo
Today · 4.125%
HK$88,822
baseline
▲ 0.50% · 4.625%
HK$94,227
+HK$5,405/mo
Deposit HK$12.22M · loan HK$18.33M · min. income ≈ HK$177,644/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,298,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,983
−HK$5,023/mo
▼ 0.25% · 3.875%
HK$95,477
−HK$2,529/mo
Today · 4.125%
HK$98,006
baseline
▲ 0.50% · 4.625%
HK$103,172
+HK$5,166/mo
Deposit HK$12.22M · loan HK$18.33M · min. income ≈ HK$196,012/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,298,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,511
−HK$6,115/mo
▼ 0.25% · 3.875%
HK$100,544
−HK$3,082/mo
Today · 4.125%
HK$103,626
baseline
▲ 0.50% · 4.625%
HK$109,931
+HK$6,305/mo
Deposit HK$9.16M · loan HK$21.38M · min. income ≈ HK$207,252/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,298,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,480
−HK$5,861/mo
▼ 0.25% · 3.875%
HK$111,389
−HK$2,952/mo
Today · 4.125%
HK$114,341
baseline
▲ 0.50% · 4.625%
HK$120,368
+HK$6,027/mo
Deposit HK$9.16M · loan HK$21.38M · min. income ≈ HK$228,682/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$1,298,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,371
−HK$7,862/mo
▼ 0.25% · 3.875%
HK$129,271
−HK$3,962/mo
Today · 4.125%
HK$133,233
baseline
▲ 0.50% · 4.625%
HK$141,340
+HK$8,107/mo
Deposit HK$3.05M · loan HK$27.49M · min. income ≈ HK$266,466/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$1,298,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,474
−HK$7,536/mo
▼ 0.25% · 3.875%
HK$143,215
−HK$3,795/mo
Today · 4.125%
HK$147,010
baseline
▲ 0.50% · 4.625%
HK$154,759
+HK$7,749/mo
Deposit HK$3.05M · loan HK$27.49M · min. income ≈ HK$294,020/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$1,298,167 · Scale 2, in force from 26 Feb 2026)